Criteria A-Z

As we manually underwrite our mortgages we’re much more flexible with our criteria than most. Using our common sense approach (and our ears!) means we can cater for a larger variety of life stages and circumstances for your clients than many other lender.

Browse criteria by A-Z below or search criteria by keyword to find what you need.

Take a look at what we have to offer
Owner Occupier Criteria
Buy to Let Criteria
Visas: Minimum number months remaining on visa
Our standard acceptability:

We do not lend to foreign nationals on a visa

Criteria definition:

Indicates if we can consider an applicant on a visa and if so what is the minimum requirement (in MONTHS) that the applicant must have remaining on residential applications

Our policy notes:

Family Building Society will not consider an applicant on a visa

Last updated:

11 September 2020

Check affordability Contact your BDM Illustration request
Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)
Our standard acceptability:

Not Acceptable

Criteria definition:

Indicates if we can potentially accept an application from an applicant that holds a Working Tier 1 Visa. These visas can be issued to Entrepreneurs, Exceptional Talents, Graduate Entrepreneurs, and Investors.

Our policy notes:

Family Building Society will not consider applicants that hold a 'Tier 1' working visa.

Last updated:

06 November 2018

Check affordability Contact your BDM Illustration request
Visas: Working Visa (Tier 2 - Long-term work visas)
Our standard acceptability:

Not Acceptable

Criteria definition:

Indicates if we can potentially accept an application from an applicant that holds a Working Tier 2 Visa. These visas can be issued to General workers who've been offered a skilled position in the UK, Intra-company Transfers, Ministers of Religion and Sportspersons.

Our policy notes:

Family Building Society will not consider applicants that hold a 'Tier 2' working visa.

Last updated:

06 November 2018

Check affordability Contact your BDM Illustration request

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator