Calculators

Our calculators help you to see how we could help your clients quickly and efficiently - from affordability, to offset capability, or monthly payments and lump sums with our Retirement Lifestyle Booster.

Choose the calculator you need below, or contact our Mortgage Desk or your BDM, if you have a more detailed enquiry.

We have a mortgage to fit all family

Affordability Calculator

Our Affordability Calculator is based on ONS data and has been designed to assist you in understanding how much your owner occupier client may be able to borrow.

Start your calculation

Buy to Let Calculator

Much like our Affordability Calculator, our Buy to Let Calculator allows you to find out how much your client could borrow with one of our Buy to Let products.

Our short Buy to Let calculation is measured against your client’s background and experience as a landlord, alongside intended monthly rent earned from the property. The calculator will show you how much we’d be able to lend to your client.

Start your calculation

Offset Mortgage Calculator

Is your client an owner occupier with additional savings or a supporting family member? They may be able to use one of our Offset Mortgages.

Depending on how much the client or their family member can contribute to an offset account, and the product you choose, we’ll provide adjustment options. The Offset Calculator will show how much your client can reduce the term of their mortgage, or by how much they could reduce their monthly repayments, depending on their needs. 

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Retirement Lifestyle Booster Calculator

Our Retirement Lifestyle Booster allows your client to make the most of the money tied up into their home over a period of 10 years with access to monthly advances. The Retirement Lifestyle Booster Calculator will show you how much we’d be able to provide in advances, plus any additional lump sum at the beginning of the mortgage

Start your calculation