Maximum Term Calculator

Use this calculator to work out the maximum term available depending on your client's age, including remortgage, Buy to Let and Interest Only products.

Please note, we can consider earned income to age 70, or up to 75 if the client is in a non-manual/professional role. After the age of 70/75, we can consider non-earned income such as pension income, investments and net rental income, plus other income on a case-by-case basis. Please contact your BDM or our Mortgage Desk for more information.

Please contact your BDM or our Mortgage Desk for more information.

When they need a mortgage that goes on a little longer

Maximum term calculator


We would not be able to offer your client a loan because borrowers must be aged 18-90 years old to match our terms

Note our regular mortgage range has a minimum term of 5 years and a maximum of 40 years.

Take the next step: Criteria A-Z Check affordability DIP Request Illustration request Contact your BDM