Further Advance
For our existing customers who are looking to borrow more, we offer a range of further advance products. Please make sure to check the eligibility of the product depending on your client's circumstances.

Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
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2.39% 3 year discounted rate by 2.40% |
Code XD0115 | |||||||||
More info | 3 years | 4.79% | 60% | £175* | £599~ | £500^ | No | Yes | Yes | |
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Online Application
|
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2.54% 3 year discounted rate by 2.25% |
Code XD0116 | |||||||||
More info | 3 years | 4.79% | 80% | £175* | £599~ | £500^ | No | Yes | Yes | |
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Online Application
|
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2.69% 3 year discounted rate by 2.10% JMSO |
Code XD0117 | |||||||||
More info | 3 years | 4.79% | 60% | £175* | £599~ | £500^ | No | Yes | Yes | |
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Online Application
|
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2.84% 3 year discounted rate by 1.95% JMSO |
Code XD0118 | |||||||||
More info | 3 years | 4.79% | 80% | £175* | £599~ | £500^ | No | Yes | Yes | |
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Online Application
|
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2.99% 3 year discounted rate by 1.80% for Expats |
Code XD0119 | |||||||||
More info | 3 years | 4.79% | 60% | £175* | £999~ | £500^ | No | Yes | Yes | |
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Online Application
|
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3.14% 3 year discounted rate by 1.65% for Expats |
Code XD0120 | |||||||||
More info | 3 years | 4.79% | 80% | £175* | £999~ | £500^ | No | Yes | Yes | |
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Online Application
|
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3.09% 2 year fixed rate until 31/10/2024 |
Code XF0493 | |||||||||
More info | 31/10/2024 | 4.79% | 60% | £175* | £999~ | £500^ | Yes | No | Yes | |
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Online Application
|
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3.19% 2 year fixed rate until 31/10/2024 |
Code XF0494 | |||||||||
More info | 31/10/2024 | 4.79% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
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Online Application
|
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3.19% 2 year fixed rate until 31/10/2024 JMSO |
Code XF0495 | |||||||||
More info | 31/10/2024 | 4.79% | 60% | £175* | £599~ | £500^ | Yes | No | Yes | |
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Online Application
|
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3.29% 2 year fixed rate until 31/10/2024 JMSO |
Code XF0496 | |||||||||
More info | 31/10/2024 | 4.79% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
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Online Application
|
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3.09% 3 year fixed rate until 31/10/2025 |
Code XF0497 | |||||||||
More info | 31/10/2025 | 4.79% | 60% | £125* | £0 | £0 | Yes | No | No | |
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Online Application
|
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3.19% 3 year fixed rate until 31/10/2025 |
Code XF0498 | |||||||||
More info | 31/10/2025 | 4.79% | 80% | £125* | £0 | £0 | Yes | No | No | |
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Online Application
|
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2.99% 5 year fixed rate until 31/10/2027 |
Code XF0499 | |||||||||
More info | 31/10/2027 | 4.79% | 60% | £175* | £999~ | £500^ | Yes | No | Yes | |
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Online Application
|
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3.09% 5 year fixed rate until 31/10/2027 |
Code XF0500 | |||||||||
More info | 31/10/2027 | 4.79% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
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DIP Request
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Online Application
|
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3.09% 5 year fixed rate until 31/10/2027 JMSO |
Code XF0501 | |||||||||
More info | 31/10/2027 | 4.79% | 60% | £175* | £599~ | £500^ | Yes | No | Yes | |
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Online Application
|
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3.19% 5 year fixed rate until 31/10/2027 JMSO |
Code XF0502 | |||||||||
More info | 31/10/2027 | 4.79% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
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DIP Request
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Online Application
|
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3.14% 5 year fixed rate until 31/10/2027 Family Mortgage |
Code XF0503 | |||||||||
More info | 31/10/2027 | 4.79% | 95% | £175* | £599~ | £250^ | Yes | No | Yes | |
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Online Application
|
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3.19% 3 year fixed rate until 31/10/2025 |
Code XF0506 | |||||||||
More info | 31/10/2025 | 4.79% | 60% | £125* | £0 | £0 | No | Yes | No | |
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DIP Request
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Online Application
|
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3.34% 3 year fixed rate until 31/10/2025 |
Code XF0507 | |||||||||
More info | 31/10/2025 | 4.79% | 80% | £125* | £0 | £0 | No | Yes | No | |
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Online Application
|
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3.24% 3 year fixed rate until 31/10/2025 Family First Guarantor Mortgage |
Code XF0510 | |||||||||
More info | 31/10/2025 | 4.79% | 95% | £125* | £0 | £0 | Yes | Yes | No | |
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Online Application
|
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3.14% 5 year fixed rate until 31/10/2027 RIO |
Code XFZ011 | |||||||||
More info | 31/10/2027 | 4.79% | 50% | £175* | £999~ | £500^ | No | Yes | Yes | |
More info
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Criteria A-Z
Check affordability
DIP Request
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Contact your BDM
Online Application
|
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2.84% 2 year discounted rate by 2.05% Offset mortgage |
Code XO0039 | |||||||||
More info | 2 years | 4.89% | 60% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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2.94% 2 year discounted rate by 1.95% Offset mortgage |
Code XO0040 | |||||||||
More info | 2 years | 4.89% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
All of these mortgage products have limited funds available and may be withdrawn at any time. Our mortgages are available to applicants aged 18 and over for properties in England or Wales.
Criteria checker
Can we help your client? Use our tool to find out.
Simply type your criteria to see our levels of acceptance and flexibility.
Your Local BDM:
Arif Kara
Your Local BDM:
Michelle Parry-Bunter
Your Local BDM:
Nathan Waller
Your Local BDM:
Grace Bennett
Your Local BDM:
Darren Deacon
Your Local BDM:
Paul Roberts
We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:
- 01372 744155
- 01372 745607
- mortgage.desk@familybsoc.co.uk
Opening hours: Mon - Fri: 8am - 5.30pm, Sat: 9am - noon
We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.