Further Advance
For our existing customers who are looking to borrow more, we offer a range of further advance products. Please make sure to check the eligibility of the product depending on your client's circumstances.

Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
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6.39% (2.05% Discounted Rate from follow on rate) for 2 years (XD0190) |
Code XD0190 | |||||||||
More info | 2 years | 8.44% | 60% | £125* | £0 | £0 | Yes | No | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
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Online Application
|
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6.49% (1.95% Discounted Rate from follow on rate) for 2 years (XD0191) |
Code XD0191 | |||||||||
More info | 2 years | 8.44% | 80% | £125* | £0 | £0 | Yes | No | No | |
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Online Application
|
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6.69% JBSP 1.75% Discounted Rate from follow on rate for 2 years (XD0194) |
Code XD0194 | |||||||||
More info | 2 years | 8.44% | 60% | £125* | £0 | £0 | Yes | No | No | |
More info
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Check affordability
DIP Request
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Online Application
|
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6.79% JBSP 1.65% Discounted Rate from follow on rate for 2 years (XD0195) |
Code XD0195 | |||||||||
More info | 2 years | 8.44% | 80% | £125* | £0 | £0 | Yes | No | No | |
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Online Application
|
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6.84% (1.60% Discounted Rate from follow on rate) for 2 years (XD0196) |
Code XD0196 | |||||||||
More info | 2 years | 8.44% | 60% | £175* | £599~ | £500^ | No | Yes | No | |
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Online Application
|
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7.34% (1.10% Discounted Rate from follow on rate) for 2 years (XD0197) |
Code XD0197 | |||||||||
More info | 2 years | 8.44% | 80% | £175* | £599~ | £500^ | No | Yes | No | |
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Online Application
|
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7.14% JBSP 1.30% Discounted Rate from follow on rate for 2 years (XD0198) |
Code XD0198 | |||||||||
More info | 2 years | 8.44% | 60% | £175* | £599~ | £500^ | No | Yes | No | |
More info
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Online Application
|
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7.64% JBSP 0.80% Discounted Rate from follow on rate for 2 years (XD0199) |
Code XD0199 | |||||||||
More info | 2 years | 8.44% | 80% | £175* | £599~ | £500^ | No | Yes | No | |
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Online Application
|
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7.24% Expat 1.20% Discounted Rate from follow on rate for 2 years (XD0200) |
Code XD0200 | |||||||||
More info | 2 years | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
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|
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7.74% Expat 0.70% Discounted Rate from follow on rate for 2 years (XD0201) |
Code XD0201 | |||||||||
More info | 2 years | 8.44% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
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Online Application
|
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6.24% 2 Year Fixed Rate to 31/01/2026 (XF0675) |
Code XF0675 | |||||||||
More info | 31/01/2026 | 8.44% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
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Online Application
|
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6.34% 2 Year Fixed Rate to 31/01/2026 (XF0676) |
Code XF0676 | |||||||||
More info | 31/01/2026 | 8.44% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
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Online Application
|
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6.44% JBSP 2 Year Fixed Rate to 31/01/2026 (XF0677) |
Code XF0677 | |||||||||
More info | 31/01/2026 | 8.44% | 60% | £175* | £599~ | £500^ | Yes | No | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
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Online Application
|
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6.54% JBSP 2 Year Fixed Rate to 31/01/2026 (XF0678) |
Code XF0678 | |||||||||
More info | 31/01/2026 | 8.44% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
More info
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DIP Request
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Online Application
|
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5.54% 5 Year Fixed Rate to 31/01/2029 (XF0679) |
Code XF0679 | |||||||||
More info | 31/01/2029 | 8.44% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
More info
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Criteria A-Z
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DIP Request
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Online Application
|
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5.64% 5 Year Fixed Rate to 31/01/2029 (XF0680) |
Code XF0680 | |||||||||
More info | 31/01/2029 | 8.44% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
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Online Application
|
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5.74% JBSP 5 Year Fixed Rate to 31/01/2029 (XF0681) |
Code XF0681 | |||||||||
More info | 31/01/2029 | 8.44% | 60% | £175* | £599~ | £500^ | Yes | No | No | |
More info
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Check affordability
DIP Request
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Online Application
|
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5.84% JBSP 5 Year Fixed Rate to 31/01/2029 (XF0682) |
Code XF0682 | |||||||||
More info | 31/01/2029 | 8.44% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
More info
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Criteria A-Z
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DIP Request
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Online Application
|
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5.79% Family Mortgage 5 Year Fixed Rate to 31/01/2029 (XF0683) |
Code XF0683 | |||||||||
More info | 31/01/2029 | 8.44% | 95% | £175* | £599~ | £250^ | Yes | No | Yes | |
More info
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Online Application
|
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6.69% 2 Year Fixed Rate to 31/01/2026 (XF0684) |
Code XF0684 | |||||||||
More info | 31/01/2026 | 8.44% | 60% | £125* | £0 | £0 | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
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Contact your BDM
Online Application
|
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7.19% 2 Year Fixed Rate to 31/01/2026 (XF0685) |
Code XF0685 | |||||||||
More info | 31/01/2026 | 8.44% | 80% | £125* | £0 | £0 | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
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Online Application
|
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5.99% 5 Year Fixed Rate to 31/01/2029 (XF0687) |
Code XF0687 | |||||||||
More info | 31/01/2029 | 8.44% | 60% | £125* | £0 | £0 | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
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Online Application
|
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6.49% 5 Year Fixed Rate to 31/01/2029 (XF0688) |
Code XF0688 | |||||||||
More info | 31/01/2029 | 8.44% | 80% | £125* | £0 | £0 | No | Yes | No | |
More info
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Criteria A-Z
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Online Application
|
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6.19% FFGM 5 Year Fixed Rate to 31/01/2029 (XF0690) |
Code XF0690 | |||||||||
More info | 31/01/2029 | 8.44% | 95% | £125* | £0 | £0 | Yes | Yes | No | |
More info
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|
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6.49% RIO 5 Year Fixed Rate to 31/01/2029 (XFZ019) |
Code XFZ019 | |||||||||
More info | 31/01/2029 | 8.44% | 50% | £175* | £999~ | £500^ | No | Yes | No | |
More info
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Online Application
|
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6.84% Offset Mortgage 1.70% Discounted Rate from follow on rate for 2 years (XO0057) |
Code XO0057 | |||||||||
More info | 2 years | 8.54% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
More info
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Online Application
|
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6.94% Offset Mortgage 1.60% Discounted Rate from follow on rate for 2 years (XO0058) |
Code XO0058 | |||||||||
More info | 2 years | 8.54% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
More info
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Criteria A-Z
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Online Application
|
All of these mortgage products have limited funds available and may be withdrawn at any time. Our mortgages are available to applicants aged 18 and over for properties in England or Wales.
Criteria checker
Can we help your client? Use our tool to find out.
Simply type your criteria to see our levels of acceptance and flexibility.
Your Local BDM:
Neil Cadwallader
Your Local BDM:
Stuart Heavens
Your Local BDM:
Amar Mashru
Your Local BDM:
Arif Kara
Your Local BDM:
Nathan Waller
Your Local BDM:
Grace Bennett
Your Local BDM:
Darren Deacon
Your Local BDM:
Paul Roberts
We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:
- 01372 744155
- 01372 745607
- mortgage.desk@familybsoc.co.uk
Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed
We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.