Compare all Buy to Let mortgages

Whether your client is looking to purchase or remortgage a Buy to Let property, we have a range of mortgages available. We also offer Buy to Let mortgages to those with a Limited Company.

See how all our Buy to Let products compare here, to find the one you need.

Have a question regarding our products? If so please speak to your BDM or our Mortgage Desk.

From hot dates to play dates, our first time buyer mortgages can help him get a bigger home
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5.34% 2 Year Tracker Rate (1.59% above the BOE Bank Rate) (XT0018)

 Code XT0018
2 years 8.29% 75% £175* 1.00%~ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Difference from Bank Rate - 1.59% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years
  • Minimum Rate - 3.59%
  • Loan to Value - Maximum 75%
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.2% APRC
  • Additional criteria - None.

5.39% 2 Year Tracker Rate Expat (1.64% above the BOE Bank Rate) (XT0022)

 Code XT0022
2 years 8.29% 75% £175* 1.00%~ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Expat applications for Purchase and Remortgage
  • Difference from Bank Rate - 1.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years
  • Minimum Rate - 3.64%
  • Loan to Value - Maximum 75%
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.3% APRC
  • Additional criteria - None.

5.39% 2 Year Tracker Rate Ltd Co (1.64% above the BOE Bank Rate) (XT0020)

 Code XT0020
2 years 8.29% 75% £175* 1.00%~ Repayment Interest-Only Yes  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Limited Company Buy to Let applications for Purchase and Remortgage
  • Difference from Bank Rate - 1.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years
  • Minimum Rate - 3.64%
  • Loan to Value - Maximum 75%
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.3% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.

5.54% 2 Year Tracker Rate Expat Ltd Co (1.79% above the BOE Bank Rate) (XT0025)

 Code XT0025
2 years 8.29% 75% £175* 1.00%~ Repayment Interest-Only Yes  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Expat Limited Company Buy to Let applications for Purchase and Remortgage
  • Difference from Bank Rate - 1.79% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years
  • Minimum Rate - 3.79%
  • Loan to Value - Maximum 75%
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.3% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.

5.59% 2 Year Fixed Rate to 31/01/2029 (XF1404)

 Code XF1404
31/01/2029 8.29% 75% £175* 2.00%~ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 2% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.3% APRC
  • Additional criteria - None.

5.60% BTL Tracker Rate for Term HNW Interest Roll-Up (1.85% above the BOE Bank Rate) (XTD003)

 Code XTD003
N/A 8.29% 65% £175* 1.00%~ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM
  • Purpose - Purchase and Remortgage
  • Difference from Bank Rate - 1.85% above the Bank of England Bank Rate, which is currently 3.75%, for the duration of the mortgage term
  • Minimum Rate - 3.85%
  • Loan to Value - Maximum 65% projected at end of the mortgage term
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - The standard valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - Our Interest Roll-Up solution is available up to a maximum of £12,500,000. For loans of £4,500,000 or more, specific considerations in relation to the risk profile may be necessary and may require an amendment to the product pricing to account for this. We will consider this in our response to the DIP request
  • Minimum Loan - £1,000,000
  • Cost for comparison - 6.0% APRC
  • Additional criteria - Clients must either have an annual net income of no less than £300,000, or have net assets of no less than £3,000,000. For joint applications, only one applicant needs to met this High Net Worth (HNW) requirement. HNW status must be evidenced and verified as part of the underwriting process. Applications not available online via our Mortgage Hub, and must be submitted by application form.

5.75% BTL Tracker Rate for Term HNW Interest Roll-Up (2.00% above the BOE Bank Rate) (XTD004)

 Code XTD004
N/A 8.29% 65% £175* 1.00%~ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM
  • Purpose - Purchase and Remortgage
  • Difference from Bank Rate - 2.00% above the Bank of England Bank Rate, which is currently 3.75%, for the duration of the mortgage term
  • Minimum Rate - 4.00%
  • Loan to Value - Maximum 65% projected at end of the mortgage term
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - The standard valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% in the first year only
  • Maximum Loan - Our Interest Roll-Up solution is available up to a maximum of £12,500,000. For loans of £4,500,000 or more, specific considerations in relation to the risk profile may be necessary and may require an amendment to the product pricing to account for this. We will consider this in our response to the DIP request
  • Minimum Loan - £1,000,000
  • Cost for comparison - 6.1% APRC
  • Additional criteria - Clients must either have an annual net income of no less than £300,000, or have net assets of no less than £3,000,000. For joint applications, only one applicant needs to met this High Net Worth (HNW) requirement. HNW status must be evidenced and verified as part of the underwriting process. Applications not available online via our Mortgage Hub, and must be submitted by application form.

5.79% Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1408)

 Code XF1408
31/01/2029 8.29% 75% £175* 2.00%~ Repayment Interest-Only Yes  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Limited Company Buy to Let applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 2% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.4% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.

5.99% Expat 2 Year Fixed Rate to 31/01/2029 (XF1412)

 Code XF1412
31/01/2029 8.29% 75% £175* 2.00%~ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Expat applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 2% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.4% APRC
  • Additional criteria - None.

6.04% 2 Year Fixed Rate to 31/01/2029 (XF1403)

 Code XF1403
31/01/2029 8.29% 75% £175* 1.00%~ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.3% APRC
  • Additional criteria - None.

6.24% HMO 2 Year Fixed Rate to 31/01/2029 (XF1406)

 Code XF1406
31/01/2029 8.29% 75% £175* 1.00%~ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - HMO applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.4% APRC
  • Additional criteria -
  • HMO Specific Criteria - Available for properties with up to six lettable bedrooms and a maximum of six occupants. For student lets, the property must be located in one of our nine approved areas. Not available for care homes.

6.24% Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1407)

 Code XF1407
31/01/2029 8.29% 75% £175* 1.00%~ Repayment Interest-Only Yes  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Limited Company Buy to Let applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • ^Cashback - £0
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.4% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.

6.39% Ltd Co 5 Year Fixed Rate to 30/11/2031 (XF1381)

 Code XF1381
30/11/2031 8.29% 75% £175* 1.00%~ Repayment Interest-Only Yes  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Limited Company Buy to Let applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 30/11/2031
  • *Application fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • ^Cashback - £0
  • Early Repayment Charges - 5% until 30/11/2027, 4% until 30/11/2028, 3% until 30/11/2029, 2% until 30/11/2030, 1% until 30/11/2031
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.0% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.

6.39% 5 Year Fixed Rate to 30/11/2031 (XF1374)

 Code XF1374
30/11/2031 8.29% 75% £175* 1.00%~ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 30/11/2031
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 5% until 30/11/2027, 4% until 30/11/2028, 3% until 30/11/2029, 2% until 30/11/2030, 1% until 30/11/2031
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.9% APRC
  • Additional criteria - None.

6.39% Expat 2 Year Fixed Rate to 31/01/2029 (XF1411)

 Code XF1411
31/01/2029 8.29% 75% £175* 1.00%~ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Expat applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.4% APRC
  • Additional criteria - None.

6.44% HMO Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1410)

 Code XF1410
31/01/2029 8.29% 75% £175* 1.00%~ Repayment Interest-Only Yes  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - HMO Limited Company Buy to Let applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application fee - £175 + Valuation Fee
  • Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount
  • ~Product Fee - 1% of the loan amount
  • ^Cashback - £0
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.4% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
  • HMO Specific Criteria - Available for properties with up to six lettable bedrooms and a maximum of six occupants. For student lets, the property must be located in one of our nine approved areas. Not available for care homes.

6.54% Expat 5 Year Fixed Rate to 30/11/2031 (XF1389)

 Code XF1389
30/11/2031 8.29% 75% £175* 1.00%~ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Expat applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 30/11/2031
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 5% until 30/11/2027, 4% until 30/11/2028, 3% until 30/11/2029, 2% until 30/11/2030, 1% until 30/11/2031
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.1% APRC
  • Additional criteria - None.

6.54% Expat Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1415)

 Code XF1415
31/01/2029 8.29% 75% £175* 1.00%~ Repayment Interest-Only Yes  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Expat Limited Company Buy to Let applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • ^Cashback - £0
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.4% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.

6.59% HMO Expat 2 Year Fixed Rate to 31/01/2029 (XF1414)

 Code XF1414
31/01/2029 8.29% 75% £175* 1.00%~ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - HMO Expat applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.5% APRC
  • Additional criteria -
  • HMO Specific Criteria - Available for properties with up to six lettable bedrooms and a maximum of six occupants. For student lets, the property must be located in one of our nine approved areas. Not available for care homes.

6.59% HMO Ltd Co 5 Year Fixed Rate to 30/11/2031 (XF1385)

 Code XF1385
30/11/2031 8.29% 75% £175* 1.00%~ Repayment Interest-Only Yes  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - HMO Limited Company Buy to Let applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 30/11/2031
  • *Application fee - £175 + Valuation Fee
  • Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount
  • ~Product Fee - 1% of the loan amount
  • ^Cashback - £0
  • Early Repayment Charges - 5% until 30/11/2027, 4% until 30/11/2028, 3% until 30/11/2029, 2% until 30/11/2030, 1% until 30/11/2031
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.1% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
  • HMO Specific Criteria - Available for properties with up to six lettable bedrooms and a maximum of six occupants. For student lets, the property must be located in one of our nine approved areas. Not available for care homes.

6.59% HMO 5 Year Fixed Rate to 30/11/2031 (XF1377)

 Code XF1377
30/11/2031 8.29% 75% £175* 1.00%~ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - HMO applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 30/11/2031
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 5% until 30/11/2027, 4% until 30/11/2028, 3% until 30/11/2029, 2% until 30/11/2030, 1% until 30/11/2031
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.0% APRC
  • Additional criteria -
  • HMO Specific Criteria - Available for properties with up to six lettable bedrooms and a maximum of six occupants. For student lets, the property must be located in one of our nine approved areas. Not available for care homes.

6.74% Expat Ltd Co 5 Year Fixed Rate to 30/11/2031 (XF1394)

 Code XF1394
30/11/2031 8.29% 75% £175* 1.00%~ Interest-Only Yes  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Expat Limited Company Buy to Let applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 30/11/2031
  • *Application fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • ^Cashback - £0
  • Early Repayment Charges - 5% until 30/11/2027, 4% until 30/11/2028, 3% until 30/11/2029, 2% until 30/11/2030, 1% until 30/11/2031
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.1% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.

6.74% HMO Expat 5 Year Fixed Rate to 30/11/2031 (XF1392)

 Code XF1392
30/11/2031 8.29% 75% £175* 1.00%~ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - HMO Expat applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 30/11/2031
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 5% until 30/11/2027, 4% until 30/11/2028, 3% until 30/11/2029, 2% until 30/11/2030, 1% until 30/11/2031
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.2% APRC
  • Additional criteria -
  • HMO Specific Criteria - Available for properties with up to six lettable bedrooms and a maximum of six occupants. For student lets, the property must be located in one of our nine approved areas. Not available for care homes.