Owner Occupier DIP & Illustration request

We can provide an estimation of how much your client might be eligible to borrow, with no credit check at this stage. We'll email a response within two working days, valid for 14 days. Our mortgages are available for properties in England and Wales only.

Some of our products are LTV banded so please take care to select the right product as interest rates will vary.

We are in the process of improving our forms so they may look a little different!

Please note:
For part and part or multi-product illustration requests, please contact the Mortgage Desk on 01372 744155.

For a Family Mortgage DIP request, please use our dedicated form.

An alternative to what's on the high street

All fields marked '*' are required

Do you require a

DIP only

DIP and Illustration

Intermediary forename*

Intermediary surname*

Company*

Address line 1*

Address line 2

County*

Postcode*

Email Address*

Contact Telephone No.*

Are you Directly Authorised?*

Yes

If Directly Authorised, please enter your FCA number*

If NOT Directly Authorised, please insert your Principal’s FCA number*

If NOT Directly Authorised, please insert your Principal’s Name*

Complaints Department Details

Name of your complaints department*

Address line 1*

Address line 2*

County*

Postcode*

Telephone number

Email address*

Designated contact

If there is a specific person is required to be contacted, please provide their name.

Link to your complaints procedure on your website*

If you don’t have a complaints procedure on your website, please provide a link to a similar information source.

Broker Fee Charged to Client (£)*

When payable?*

Refundable

Yes

Club / packager details

Will the application be submitted via a packager or a club?*

Packager

Club

Neither

IF PACKAGER SELECTED - INTERNAL MARKER

Packager company name*

Packager address line 1*

Packager address line 2*

Packager Postcode details*

Packager Individual forename and surname*

Packager email address*

Packager phone number*

Packager Fee*

When Payable?*

IF CLUB SELECTED - INTERNAL MARKER

Please select the 'Club' who will be processing the case*

Club name*

Club postcode*

Applicant Details

Total number of applicants on the mortgage application*

Is this a JBSP mortgage?*

Yes

Will all the borrowers occupy the property?*

Yes

For the occupying household:

Number of resident adults*

Number of dependents under age 14*

Number of dependents over age 14*

Below fields for occupying if above question is 'no'

For the occupying household:

Number of resident adults*

Number of dependents under age 14*

Number of dependents over age 14*

For the non-occupying household supporting the mortgage:

Number of resident adults*

Number of dependents under age 14*

Number of dependents over age 14*

If there is more than one household supporting the mortgage, please leave additional information in the comments box at the end of the form

How many of the applicants are non-occupying borrowers?

Unfortunately we are unable to offer JBSP mortgages if there is an expat on the application

Are any of the applicants Expats?*

Yes

If you answered Yes, please enter their country of residence and check it is on our list of countries we accept

Applicant's country of residence

APPLICANT ONE

*INTERNAL - APP 1 occupying marker*

Is this applicant an occupying or non-occupying borrower? *

Occupying

Non-occupying

What is the relationship between the occupying borrower(s) and non-occupying borrower(s)

Title*

Forename(s)*

Middle Name(s)

Surname*

D.O.B.*

INCOME

How is the applicant employed?

Internal note - Next field is EMPLOYED gross basic salary

Gross basic salary*

Please confirm shareholding within the business:

Internal note - Next field is LIMITED COMPANY DIRECTOR gross basic salary

Director / Shareholder gross basic salary*

Annual guaranteed overtime / bonus

Annual non-guaranteed overtime / bonus / commission

Dividends – Latest period, followed by previous period

Share of profit after tax - Latest period, followed by previous period

Self-employed income (net profit) - Latest period, followed by previous period

Self-employed income (net profit share) - Latest period, followed by previous period

If your client is aged 65 years or over, or will reach 65 years old during the term of the mortgage, please provide details of retirement / pension income.

Pension income

Rental income

Enter any profit from land and property from the SA302 minus any dis-allowable finance costs. To check this please call your BDM or the Mortgage Desk on 01372 744155

Investment income

Does the applicant have a second job?

Yes

If Yes, please enter other income details

Any other income not covered by the above?

Yes

Please advise details of income

Income amount

Currency of above if not £ Sterling (For example: US Dollar, Euro, Dirham). We will then calculate the Sterling equivalent for you.

OUTGOINGS

Annual Council Tax (£)*

Other monthly commitments that will continue when this new mortgage starts (please state below - if not applicable state £0):

Credit card balance (£)*

Monthly loan repayments (£)*

Hire purchase (£)*

Any residential mortgages to remain?*

Yes

Monthly payment

Outstanding balance

If your client has an overdraft that will remain after completion please include the average monthly cost in the additional information section below.

Other (£) e.g. maintenance, school fees

CREDIT HISTORY

Has your client ever:

Had a Court Order registered against them or any such proceedings pending?*

Yes

Please provide full details

Made arrangements with creditors or been made bankrupt or any such proceedings pending?*

Yes

Please provide full details

Had a pay day loan?*

Yes

Please provide full details

Had a mortgage application on a property refused?*

Yes

Please provide full details

Been in excess of two monthly payments in arrears with any credit or mortgage agreements or had a mortgaged property repossessed?*

Yes

Please provide full details

APPLICANT TWO

*INTERNAL - APP 2 occupying marker*

Is this applicant an occupying or non-occupying borrower? *

Occupying

Non-occupying

What is the relationship between the occupying borrower(s) and non-occupying borrower(s)

Title*

Forename(s)*

Middle Name(s)

Surname*

D.O.B.*

INCOME

How is the applicant employed?

*INTERNAL NOTE - Next field is EMPLOYED gross basic salary*

Gross basic salary*

Please confirm shareholding within the business:

*INTERNAL NOTE - Next field is LIMITED COMPANY DIRECTOR gross basic salary*

Gross basic salary*

Annual guaranteed overtime / bonus

Annual non-guaranteed overtime / bonus / commission

Dividends – Latest period, followed by previous period

Share of profit after tax - Latest period, followed by previous period

Self-employed income (net profit) - Latest period, followed by previous period

Self-employed income (net profit share) - Latest period, followed by previous period

If your client is aged 65 years or over, or will reach 65 years old during the term of the mortgage, please provide details of retirement / pension income.

Pension income

Rental income

Enter any profit from land and property from the SA302 minus any dis-allowable finance costs. To check this please call your BDM or the Mortgage Desk on 01372 744155

Investment income

Does the applicant have a second job?

Yes

If Yes, please enter other income details

Any other income not covered by the above?

Yes

Please advise details of income

Income amount

Currency of above if not £ Sterling (For example: US Dollar, Euro, Dirham). We will then calculate the Sterling equivalent for you.

OUTGOINGS

Annual Council Tax (£)*

Other monthly commitments that will continue when this new mortgage starts (please state below - if not applicable state £0):

Credit card balance (£)*

Monthly loan repayments (£)*

Hire purchase (£)*

Any residential mortgages to remain?

Yes

If your client has an overdraft that will remain after completion please include the average monthly cost in the additional information section below.

Other (£) e.g. maintenance, school fees

Monthly payment

Outstanding balance

CREDIT HISTORY

Has your client ever:

Had a Court Order registered against them or any such proceedings pending?*

Yes

Please provide full details

Made arrangements with creditors or been made bankrupt or any such proceedings pending?*

Yes

Please provide full details

Had a pay day loan?*

Yes

Please provide full details

Had a mortgage application on a property refused?*

Yes

Please provide full details

Been in excess of two monthly payments in arrears with any credit or mortgage agreements or had a mortgaged property repossessed?*

Yes

Please provide full details

APPLICANT THREE

*INTERNAL - APP 3 occupying marker*

Is this applicant an occupying or non-occupying borrower? *

Occupying

Non-occupying

What is the relationship between the occupying borrower(s) and non-occupying borrower(s)

Title*

Forename(s)*

Middle Name(s)

Surname*

D.O.B.*

INCOME

How is the applicant employed?

*INTERNAL NOTE - Next field is EMPLOYED gross basic salary*

Gross basic salary*

Please confirm shareholding within the business:

*INTERNAL NOTE - Next field is LIMITED COMPANY DIRECTOR gross basic salary*

Gross basic salary*

Annual guaranteed overtime / bonus

Annual non-guaranteed overtime / bonus / commission

Dividends – Latest period, followed by previous period

Share of profit after tax - Latest period, followed by previous period

Self-employed income (net profit) - Latest period, followed by previous period

Self-employed income (net profit share) - Latest period, followed by previous period

If your client is aged 65 years or over, or will reach 65 years old during the term of the mortgage, please provide details of retirement / pension income.

Pension income

Rental income

Enter any profit from land and property from the SA302 minus any dis-allowable finance costs. To check this please call your BDM or the Mortgage Desk on 01372 744155

Investment income

Does the applicant have a second job?

Yes

If Yes, please enter other income details

Any other income not covered by the above?

Yes

Please advise details of income

Income amount

Currency of above if not £ Sterling (For example: US Dollar, Euro, Dirham). We will then calculate the Sterling equivalent for you.

OUTGOINGS

Annual Council Tax (£)*

Other monthly commitments that will continue when this new mortgage starts (please state below - if not applicable state £0):

Credit card balance (£)*

Monthly loan repayments (£)*

Hire purchase (£)*

Any residential mortgages to remain?

Yes

If your client has an overdraft that will remain after completion please include the average monthly cost in the additional information section below.

Other (£) e.g. maintenance, school fees

Monthly payment

Outstanding balance

CREDIT HISTORY

Has your client ever:

Had a Court Order registered against them or any such proceedings pending?*

Yes

Please provide full details

Made arrangements with creditors or been made bankrupt or any such proceedings pending?*

Yes

Please provide full details

Had a pay day loan?*

Yes

Please provide full details

Had a mortgage application on a property refused?*

Yes

Please provide full details

Been in excess of two monthly payments in arrears with any credit or mortgage agreements or had a mortgaged property repossessed?*

Yes

Please provide full details

APPLICANT 4

*INTERNAL - APP 4 non-occupying marker*

Is this applicant an occupying or non-occupying borrower? *

Occupying

Non-occupying

What is the relationship between the occupying borrower(s) and non-occupying borrower(s)

Title*

Forename(s)*

Middle Name(s)

Surname*

D.O.B.*

INCOME

How is the applicant employed?

*INTERNAL NOTE - Next field is EMPLOYED gross basic salary*

Gross basic salary*

Please confirm shareholding within the business:

*INTERNAL NOTE - Next field is LIMITED COMPANY DIRECTOR gross basic salary*

Gross basic salary*

Annual guaranteed overtime / bonus

Annual non-guaranteed overtime / bonus / commission

Dividends – Latest period, followed by previous period

Share of profit after tax - Latest period, followed by previous

Self-employed income (net profit) - Latest period, followed by previous period

Self-employed income (net profit share) - Latest period, followed by previous period

If your client is aged 65 years or over, or will reach 65 years old during the term of the mortgage, please provide details of retirement / pension income.

Pension income

Rental income

Enter any profit from land and property from the SA302 minus any dis-allowable finance costs. To check this please call your BDM or the Mortgage Desk on 01372 744155

Investment income

Does the applicant have a second job?

Yes

If Yes, please enter other income details

Any other income not covered by the above?

Yes

Please advise details of income

Income amount

Currency of above if not £ Sterling (For example: US Dollar, Euro, Dirham). We will then calculate the Sterling equivalent for you.

OUTGOINGS

Annual Council Tax (£)*

Other monthly commitments that will continue when this new mortgage starts (please state below - if not applicable state £0):

Credit card balance (£)*

Monthly loan repayments (£)*

Hire purchase (£)*

Any residential mortgages to remain?

Yes

Monthly payment

Outstanding balance

If your client has an overdraft that will remain after completion please include the average monthly cost in the additional information section below.

Other (£) e.g. maintenance, school fees

CREDIT HISTORY

Has your client ever:

Had a Court Order registered against them or any such proceedings pending?*

Yes

Please provide full details

Made arrangements with creditors or been made bankrupt or any such proceedings pending?*

Yes

Please provide full details

Had a pay day loan?*

Yes

Please provide full details

Had a mortgage application on a property refused?*

Yes

Please provide full details

Been in excess of two monthly payments in arrears with any credit or mortgage agreements or had a mortgaged property repossessed?*

Yes

Please provide full details

MORTGAGE DETAILS

Is the property located in England / Wales?*

Yes

If the answer is NO we cannot proceed

Please select the Mortgage Type*

Property Type / Construction*

Select type

Repayment

Interest-Only

Semi-exclusive

Please check our maximum mortgage term guidelines to ensure the oldest applicant is eligible.

Please note, selected Repayment and Interest-Only products must be from the same category, i.e. core or JBSP.

REPAYMENT SECTION

Repayment product required*

Loan required for repayment (check min. loan for this product)*

Term of years for repayment (between 5-40)*

INTEREST-ONLY SECTION

Interest-Only product required*

Loan required for Interest-Only (check min. loan for this product)*

Term of years for Interest-Only*

Existing mortgage loan amount

If new loan required is higher than the existing loan amount (minus any fees to be added to the loan) please confirm what the additional borrowing is for

Semi-exclusive product code*

Repayment type*

Repayment

Interest-Only

Loan required (Check min. loan for this product)*

Term of years (Between 5-40)*

Purchase Price / Property Value (minimum £120,000)*

The Product you have selected has a Product Fee. What would you like to do?**

Add to loan

Deduct from advance

**Please ensure if you are adding the fee to the loan amount, the LTV for your chosen product is not exceeded.

If 'Interest-Only', please state the repayment vehicle / strategy, or we cannot consider. We do not require a repayment vehicle for RIO mortgages.

Lending Criteria and Additional Information

Confirm you have checked that the application and property meet our Lending Criteria.

Please confirm*

I have checked that the application and property meet the Lending Criteria

Please use this section to provide us with any additional information

Please be aware where additional information has been provided this may mean the request will take longer to process.

Please ensure that you print this page now before you press to submit the form if you would like to keep a record of the information you're submitting to us as we're unable to email you the customer's details due to data protection.

If you require an Illustration we'll send this to you once the DIP has been agreed

We use and retain details about you and your clients to check for eligibility, provide illustrations, calculate affordability, for research or analysis, to keep you updated with our products and services, and to respond to your enquiries. To find out more, you can read our privacy policy.

Owner Occupier DIP & Illustration request

Complaints Department Details

Club / packager details

Applicant Details

APPLICANT ONE

INCOME

Internal note - Next field is EMPLOYED gross basic salary

Internal note - Next field is LIMITED COMPANY DIRECTOR gross basic salary

OUTGOINGS

CREDIT HISTORY

APPLICANT TWO

INCOME

OUTGOINGS

CREDIT HISTORY

APPLICANT THREE

INCOME

OUTGOINGS

CREDIT HISTORY

APPLICANT 4

INCOME

OUTGOINGS

CREDIT HISTORY

MORTGAGE DETAILS

Lending Criteria and Additional Information

Owner Occupier Mortgages

Buy To let Mortgages

Owner Occupier DIP & Illustration request

Complaints Department Details

Club / packager details

Applicant Details

APPLICANT ONE

INCOME

Internal note - *Next field is EMPLOYED gross basic salary*

Internal note - *Next field is LIMITED COMPANY DIRECTOR gross basic salary*

OUTGOINGS

CREDIT HISTORY

APPLICANT TWO

INCOME

OUTGOINGS

CREDIT HISTORY

APPLICANT THREE

INCOME

OUTGOINGS

CREDIT HISTORY

APPLICANT 4

INCOME

OUTGOINGS

CREDIT HISTORY

MORTGAGE DETAILS

Lending Criteria and Additional Information

Internal note - Next field is EMPLOYED gross basic salary

Internal note - Next field is LIMITED COMPANY DIRECTOR gross basic salary