Owner occupier DIP request

We can provide an estimation of how much your client might be eligible to borrow, with no credit check at this stage. We'll email a response within two business working days, valid for 14 days. Our mortgages are available for properties in England and Wales only.

This request does not include Family Mortgages or our Retirement Lifestyle Booster.

An alternative to what's on the high street
Will all the borrowers occupy the property?*

If no, the case will be assessed under our JMSO criteria and will be referred to our Underwriting team before an application can be submitted.

Please provide the following details in the additional information section at the bottom of this form:

  • The name of the occupying borrower(s) of the property
  • The relationship between the occupying borrower(s) and non-occupying borrower(s)
  • Does the non-occupying borrower(s) have a mortgage elsewhere, and if so, what is the value outstanding?
  • The future income of the occupying borrower(s)
Is the applicant an Ex-pat?*

Applicant One

Enter any profit from land and property from the SA302 minus any dis-allowable finance costs. To check this please call your BDM or the Mortgage Desk on 01372 744155

Any self-employed net profit, before tax, during the past 2 years (£)

If your client is aged 65 years or over, or will reach 65 years old during the term of the mortgage, please provide details of retirement / pension income.

Other monthly commitments that will continue when this new mortgage starts (please state below - if not applicable state £0)

If your client has an overdraft that will remain after completion please include the average monthly cost in the additional information section below.
Has your client ever:
Had a Court Order registered against them or any such proceedings pending?*
Made arrangements with creditors or been made bankrupt or any such proceedings pending?*
Had a pay day loan?*
Had a mortgage application on a property refused?*
Been in excess of two monthly payments in arrears with any credit or mortgage agreements or had a mortgaged property repossessed?*

Applicant Two

Enter any profit from land and property from the SA302 minus any dis-allowable finance costs. To check this please call your BDM or the Mortgage Desk on 01372 744155

Any self-employed net profit, before tax, during the past 2 years (£)
If your client is aged 65 years or over, or will reach 65 years old during the term of the mortgage, please provide details of retirement / pension income.
Other monthly commitments that will continue when this new mortgage starts (please state below - if not applicable state £0)
If your client has an overdraft that will remain after completion please include the average monthly cost in the additional information section below.
Has your client ever:
Had a Court Order registered against them or any such proceedings pending?
Made arrangements with creditors or been made bankrupt or any such proceedings pending?
Had a pay day loan?
Had a mortgage application on a property refused?
Been in excess of two monthly payments in arrears with any credit or mortgage agreements or had a mortgaged property repossessed?

Mortgage Details

Is the property located in England / Wales?*
If the answer is NO we cannot proceed.

Please ensure that you print this page now before you press to submit the form if you would like to keep a record of the information you're submitting to us as we're unable to email you the customer's details due to data protection.

We use and retain details about you and your clients to check for eligibility, provide illustrations, calculate affordability, for research or analysis, to keep you updated with our products and services, and to respond to your enquiries. To find out more, you can read our privacy policy.