Core Purchase and Remortgage Range
We offer a range of core fixed and variable rate mortgages for purchase and remortgage up to 75% LTV. These mortgages are suitable for clients who don't require our specialist products but would still benefit from our personalised underwriting.
All mortgages from our core range are available for older borrowers. For our repayment mortgages we offer up to a maximum age of 95 at the end of the term, and our Interest-Only mortgages offer a maximum age of 89 when the loan commences.

Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
2.94% 3 year discounted rate at 1.45% |
Code XD0078 | |||||||||
More info | 3 years | 4.39% | 60% | £175 | £999~ | £500^ | No | Yes | Yes | |
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|
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3.19% 3 year discounted rate at 1.20% |
Code XD0079 | |||||||||
More info | 3 years | 4.39% | 75% | £175* | £999~ | £500^ | No | Yes | Yes | |
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|
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2.59% 2 year fixed rate |
Code XF0336 | |||||||||
More info | 30/06/2023 | 4.39% | 60% | £175* | £999~ | £500^ | Yes | No | Yes | |
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|
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2.84% 2 year fixed rate |
Code XF0337 | |||||||||
More info | 30/06/2023 | 4.39% | 75% | £175* | £999~ | £500^ | Yes | No | Yes | |
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|
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3.09% 5 year fixed rate |
Code XF0344 | |||||||||
More info | 30/06/2026 | 4.39% | 60% | £175* | £999~ | £500^ | Yes | No | Yes | |
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|
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3.34% 5 year fixed rate |
Code XF0345 | |||||||||
More info | 30/06/2026 | 4.39% | 75% | £175* | £999~ | £500^ | Yes | No | Yes | |
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|
All of these mortgage products have limited funds available and may be withdrawn at any time. Our mortgages are available to applicants aged 18 and over for properties in England or Wales.
Criteria checker
Can we help your client? Use our tool to find out.
Simply type your criteria to see our levels of acceptance and flexibility.
Your Local BDM:
Arif Kara
Your Local BDM:
Michelle Parry-Bunter
Your Local BDM:
Nathan Waller
Your Local BDM:
Grace Bennett
Your Local BDM:
Darren Deacon
Your Local BDM:
Paul Roberts
We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:
- 01372 744155
- 01372 745607
- mortgage.desk@familybsoc.co.uk
Opening hours: Mon - Fri: 8am - 5.30pm, Sat: 9am - noon
We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.