We are currently processing fully documented applications received: 05/02/2026

Notices

Brokers - We need your help! Please support us in the Moneyfacts awards. Vote now

Nominations are now open for the Moneyfacts Awards 2026, and we’d really appreciate your vote for:
- Best BDM Team
- Best Service from a Mortgage Provider
- Best Underwriting Team.
Share your testimonials, and be entered into a draw to win a £150 Amazon voucher, provided by Moneyfacts.
We’re thrilled to announce that we’ve been named ‘Legendary Lender’ as voted for the Knowledge Bank team. Find out more

With such a strong shortlist this year this recognition means a lot, and we couldn’t be prouder of our colleagues who continually go above and beyond to support brokers with exceptional service and support.
Changes to our mortgage product range. Find out more

Mortgage products - On Tuesday 20 January 2026, we've refreshed our product range pricing and enhanced our Buy to Let HMO criteria. Our HMO range now caters to properties with up to six bedrooms (previously four bedrooms).
Our Managed Mortgage Rates will reduce by 0.15% from 7 February, which means pay rates for our discounted variable rates will also drop by 0.15%. Find out more.
We've made a significant improvement to our Owner Occupier affordability model for Repayment and Interest-Only mortgages, substantially increasing borrowing power by up to 25%. Try our improved Affordability Calculator and find out more.

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Owner Occupier Mortgages