Product selector
Not sure which product will be best matched to you and your client? Find a quick match here based on some simple choices, or search by product code using the search box at the top of the page. If you need, you can also compare all our Owner Occupier products or Buy to Let products at a glance.
![Mortgages that work for families](https://cdn-webv13.familybuildingsociety.co.uk/images/default-source/header-banner-images/bdm-assets-452x214-family-group.jpg?sfvrsn=4ea73f89_4)
Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
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5.44% 2 Year Fixed Rate to 30/11/2026 (XF0822) |
Code XF0822 | |||||||||
More info | 30/11/2026 | 8.44% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
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5.54% 2 Year Fixed Rate to 30/11/2026 (XF0823) |
Code XF0823 | |||||||||
More info | 30/11/2026 | 8.44% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
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5.64% JBSP 2 Year Fixed Rate to 30/11/2026 (XF0825) |
Code XF0825 | |||||||||
More info | 30/11/2026 | 8.44% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
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5.54% JBSP 2 Year Fixed Rate to 30/11/2026 (XF0824) |
Code XF0824 | |||||||||
More info | 30/11/2026 | 8.44% | 60% | £175* | £599~ | £500^ | Yes | No | No | |
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4.89% 5 Year Fixed Rate to 30/11/2029 (XF0828) |
Code XF0828 | |||||||||
More info | 30/11/2029 | 8.44% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
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4.99% 5 Year Fixed Rate to 30/11/2029 (XF0829) |
Code XF0829 | |||||||||
More info | 30/11/2029 | 8.44% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
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4.99% JBSP 5 Year Fixed Rate to 30/11/2029 (XF0830) |
Code XF0830 | |||||||||
More info | 30/11/2029 | 8.44% | 60% | £175* | £599~ | £500^ | Yes | No | No | |
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5.09% JBSP 5 Year Fixed Rate to 30/11/2029 (XF0831) |
Code XF0831 | |||||||||
More info | 30/11/2029 | 8.44% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
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5.24% Family Mortgage 5 Year Fixed Rate to 30/11/2029 (XF0832) |
Code XF0832 | |||||||||
More info | 30/11/2029 | 8.44% | 95% | £175* | £599~ | £250^ | Yes | No | Yes | |
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5.54% 5 Year Fixed Rate to 30/11/2029 (XF0838) |
Code XF0838 | |||||||||
More info | 30/11/2029 | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
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6.44% (2.00% discounted rate from follow on rate) for 3 years (XD0219) |
Code XD0219 | |||||||||
More info | 3 years | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
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6.14% 2 Year Fixed Rate to 30/11/2026 (XF0835) |
Code XF0835 | |||||||||
More info | 30/11/2026 | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
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5.84% RIO 5 Year Fixed Rate to 30/11/2029 (XFZ024) |
Code XFZ024 | |||||||||
More info | 30/11/2029 | 8.44% | 50% | £175* | £999~ | £500^ | No | Yes | No | |
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6.69% (1.75% discounted rate from follow on rate) for 3 years (XD0220) |
Code XD0220 | |||||||||
More info | 3 years | 8.44% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
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5.84% 2 Year Fixed Rate to 30/11/2026 (XF0841) |
Code XF0841 | |||||||||
More info | 30/11/2026 | 9.19% | 70% | £175* | £999~ | £0^ | Yes | Yes | No | |
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5.69% 2 Year Fixed Rate to 30/11/2026 (XF0840) |
Code XF0840 | |||||||||
More info | 30/11/2026 | 9.19% | 60% | £175* | £999~ | £0^ | Yes | Yes | No | |
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5.34% 5 Year Fixed Rate to 31/10/2029 (XF0843) |
Code XF0843 | |||||||||
More info | 31/10/2029 | 9.19% | 70% | £175* | £999~ | £0^ | Yes | Yes | No | |
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5.19% 5 Year Fixed Rate to 31/10/2029 (XF0842) |
Code XF0842 | |||||||||
More info | 31/10/2029 | 9.19% | 60% | £175* | £999~ | £0^ | Yes | Yes | No | |
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5.84% Ltd Co 2 Year Fixed Rate to 30/11/2026 (XF0844) |
Code XF0844 | |||||||||
More info | 30/11/2026 | 9.19% | 60% | £175* | 1.00%~ | £0^ | Yes | Yes | No | |
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5.49% Ltd Co 5 Year Fixed Rate to 31/10/2029 (XF0847) |
Code XF0847 | |||||||||
More info | 31/10/2029 | 9.19% | 70% | £175* | 1.00%~ | £0^ | Yes | Yes | No | |
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5.34% Ltd Co 5 Year Fixed Rate to 31/10/2029 (XF0846) |
Code XF0846 | |||||||||
More info | 31/10/2029 | 9.19% | 60% | £175* | 1.00%~ | £0^ | Yes | Yes | No | |
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5.99% Ltd Co 2 Year Fixed Rate to 30/11/2026 (XF0845) |
Code XF0845 | |||||||||
More info | 30/11/2026 | 9.19% | 70% | £175* | 1.00%~ | £0^ | Yes | Yes | No | |
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5.99% Expat 2 Year Fixed Rate to 30/11/2026 (XF0848) |
Code XF0848 | |||||||||
More info | 30/11/2026 | 9.19% | 60% | £175* | 1.00%~ | £0^ | No | Yes | No | |
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6.14% Expat 2 Year Fixed Rate to 30/11/2026 (XF0849) |
Code XF0849 | |||||||||
More info | 30/11/2026 | 9.19% | 70% | £175* | 1.00%~ | £0^ | No | Yes | No | |
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6.84% JBSP (1.60% discounted rate from follow on rate) for 2 years (XD0216) |
Code XD0216 | |||||||||
More info | 2 years | 8.44% | 80% | £175* | £599~ | £500^ | No | Yes | No | |
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6.29% Offset (2.25% discounted rate from follow on rate) for 2 years (XO0071) |
Code XO0071 | |||||||||
More info | 2 years | 8.54% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
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6.59% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0215) |
Code XD0215 | |||||||||
More info | 2 years | 8.44% | 60% | £175* | £599~ | £500^ | No | Yes | No | |
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6.94% Expat (1.50% discounted rate from follow on rate) for 2 years (XD0218) |
Code XD0218 | |||||||||
More info | 2 years | 8.44% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
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6.59% Offset (2.60% discounted rate from follow on rate) for 2 years (XO0075) |
Code XO0075 | |||||||||
More info | 2 years | 9.19% | 60% | £175* | £999~ | £100^ | Yes | Yes | No | |
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6.39% Offset (2.15% discounted rate from follow on rate) for 2 years (XO0072) |
Code XO0072 | |||||||||
More info | 2 years | 8.54% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
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6.69% Expat (1.75% discounted rate from follow on rate) for 2 years (XD0217) |
Code XD0217 | |||||||||
More info | 2 years | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
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6.74% Offset (2.45% discounted rate from follow on rate) for 2 years (XO0076) |
Code XO0076 | |||||||||
More info | 2 years | 9.19% | 70% | £175* | £999~ | £100^ | Yes | Yes | No | |
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Criteria checker
Can we help your client? Use our tool to find out.
Simply type your criteria to see our levels of acceptance and flexibility.
Your Local BDM:
Sam Morrison
Your Local BDM:
Neil Cadwallader
Your Local BDM:
Stuart Heavens
Your Local BDM:
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Arif Kara
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We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:
- 01372 744155
- 01372 745607
- mortgage.desk@familybsoc.co.uk
Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed
We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.