Product selector

Not sure which product will be best matched to you and your client? Find a quick match here based on some simple choices, or search by product code using the search box at the top of the page. If you need, you can also compare all our Owner Occupier products or Buy to Let products at a glance.

Mortgages that work for families
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6.74% Expat Ltd Co 5 Year Fixed Rate to 30/11/2031 (XF1394)

 Code XF1394
30/11/2031 8.29% 75% £175* 1.00%~ £0^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Expat Limited Company Buy to Let applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 30/11/2031
  • *Application fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • ^Cashback - £0
  • Early Repayment Charges - 5% until 30/11/2027, 4% until 30/11/2028, 3% until 30/11/2029, 2% until 30/11/2030, 1% until 30/11/2031
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.1% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.

6.64% Expat Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1393)

 Code XF1393
31/01/2029 8.29% 75% £175* 1.00%~ £0^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Expat Limited Company Buy to Let applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • ^Cashback - £0
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.5% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.

6.74% HMO Expat 5 Year Fixed Rate to 30/11/2031 (XF1392)

 Code XF1392
30/11/2031 8.29% 75% £175* 1.00%~ £0^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - HMO Expat applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 30/11/2031
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 5% until 30/11/2027, 4% until 30/11/2028, 3% until 30/11/2029, 2% until 30/11/2030, 1% until 30/11/2031
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.2% APRC
  • Additional criteria -
  • HMO Specific Criteria - Available for properties with up to six lettable bedrooms and a maximum of six occupants. For student lets, the property must be located in one of our nine approved areas. Not available for care homes.

6.69% HMO Expat 2 Year Fixed Rate to 31/01/2029 (XF1391)

 Code XF1391
31/01/2029 8.29% 75% £175* 1.00%~ £0^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - HMO Expat applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.5% APRC
  • Additional criteria -
  • HMO Specific Criteria - Available for properties with up to six lettable bedrooms and a maximum of six occupants. For student lets, the property must be located in one of our nine approved areas. Not available for care homes.

6.09% Expat 2 Year Fixed Rate to 31/01/2029 (XF1387)

 Code XF1387
31/01/2029 8.29% 75% £175* 2.00%~ £500^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Expat applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 2% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.4% APRC
  • Additional criteria - None.

6.54% Expat 5 Year Fixed Rate to 30/11/2031 (XF1389)

 Code XF1389
30/11/2031 8.29% 75% £175* 1.00%~ £0^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Expat applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 30/11/2031
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 5% until 30/11/2027, 4% until 30/11/2028, 3% until 30/11/2029, 2% until 30/11/2030, 1% until 30/11/2031
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.1% APRC
  • Additional criteria - None.

6.49% Expat 2 Year Fixed Rate to 31/01/2029 (XF1386)

 Code XF1386
31/01/2029 8.29% 75% £175* 1.00%~ £0^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Expat applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.4% APRC
  • Additional criteria - None.

6.64% HMO Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1384)

 Code XF1384
31/01/2029 8.29% 75% £175* 1.00%~ £0^ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - HMO Limited Company Buy to Let applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application fee - £175 + Valuation Fee
  • Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount
  • ~Product Fee - 1% of the loan amount
  • ^Cashback - £0
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.4% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
  • HMO Specific Criteria - Available for properties with up to six lettable bedrooms and a maximum of six occupants. For student lets, the property must be located in one of our nine approved areas. Not available for care homes.

6.59% HMO Ltd Co 5 Year Fixed Rate to 30/11/2031 (XF1385)

 Code XF1385
30/11/2031 8.29% 75% £175* 1.00%~ £0^ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - HMO Limited Company Buy to Let applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 30/11/2031
  • *Application fee - £175 + Valuation Fee
  • Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount
  • ~Product Fee - 1% of the loan amount
  • ^Cashback - £0
  • Early Repayment Charges - 5% until 30/11/2027, 4% until 30/11/2028, 3% until 30/11/2029, 2% until 30/11/2030, 1% until 30/11/2031
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.1% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
  • HMO Specific Criteria - Available for properties with up to six lettable bedrooms and a maximum of six occupants. For student lets, the property must be located in one of our nine approved areas. Not available for care homes.

5.99% Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1379)

 Code XF1379
31/01/2029 8.29% 75% £175* 2.00%~ £500^ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Limited Company Buy to Let applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 2% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.4% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.

6.39% Ltd Co 5 Year Fixed Rate to 30/11/2031 (XF1381)

 Code XF1381
30/11/2031 8.29% 75% £175* 1.00%~ £0^ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Limited Company Buy to Let applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 30/11/2031
  • *Application fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • ^Cashback - £0
  • Early Repayment Charges - 5% until 30/11/2027, 4% until 30/11/2028, 3% until 30/11/2029, 2% until 30/11/2030, 1% until 30/11/2031
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.0% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.

6.44% Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1378)

 Code XF1378
31/01/2029 8.29% 75% £175* 1.00%~ £0^ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Limited Company Buy to Let applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • ^Cashback - £0
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.4% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.

6.59% HMO 5 Year Fixed Rate to 30/11/2031 (XF1377)

 Code XF1377
30/11/2031 8.29% 75% £175* 1.00%~ £0^ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - HMO applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 30/11/2031
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 5% until 30/11/2027, 4% until 30/11/2028, 3% until 30/11/2029, 2% until 30/11/2030, 1% until 30/11/2031
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.0% APRC
  • Additional criteria -
  • HMO Specific Criteria - Available for properties with up to six lettable bedrooms and a maximum of six occupants. For student lets, the property must be located in one of our nine approved areas. Not available for care homes.

6.44% HMO 2 Year Fixed Rate to 31/01/2029 (XF1376)

 Code XF1376
31/01/2029 8.29% 75% £175* 1.00%~ £0^ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - HMO applications for Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.4% APRC
  • Additional criteria -
  • HMO Specific Criteria - Available for properties with up to six lettable bedrooms and a maximum of six occupants. For student lets, the property must be located in one of our nine approved areas. Not available for care homes.

5.79% 2 Year Fixed Rate to 31/01/2029 (XF1372)

 Code XF1372
31/01/2029 8.29% 75% £175* 2.00%~ £500^ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 2% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.3% APRC
  • Additional criteria - None.

6.39% 5 Year Fixed Rate to 30/11/2031 (XF1374)

 Code XF1374
30/11/2031 8.29% 75% £175* 1.00%~ £0^ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 30/11/2031
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 5% until 30/11/2027, 4% until 30/11/2028, 3% until 30/11/2029, 2% until 30/11/2030, 1% until 30/11/2031
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.9% APRC
  • Additional criteria - None.

6.24% 2 Year Fixed Rate to 31/01/2029 (XF1371)

 Code XF1371
31/01/2029 8.29% 75% £175* 1.00%~ £0^ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Loan to Value - Maximum 75%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.3% APRC
  • Additional criteria - None.

6.64% 5 Year Fixed Rate to 31/01/2032 (XF1370)

 Code XF1370
31/01/2032 7.54% 80% £175* £999~ £500^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Loan to Value - Maximum 80%
  • Fixed Rate end date - 31/01/2032
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 5% until 31/01/2028, 4% until 31/01/2029, 3% until 31/01/2030, 2% until 31/01/2031, 1% until 31/01/2032
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.4% APRC
  • Additional criteria - None.

6.59% RIO 5 Year Fixed Rate to 31/01/2032 (XFZ037)

 Code XFZ037
31/01/2032 7.54% 50% £175* £999~ £500^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Retirement Interest-Only applications for Purchase and Remortgage.
  • Loan to Value - Maximum 50%
  • Fixed Rate end date - 31/01/2032
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 5% until 31/01/2028, 4% until 31/01/2029, 3% until 31/01/2030, 2% until 31/01/2031, 1% until 31/01/2032
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.5% APRC
  • Additional criteria - None.

6.74% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1368)

 Code XF1368
31/01/2029 7.54% 80% £175* £599~ £500^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Joint Borrower Sole Proprietor applications for Purchase and Remortgage
  • Loan to Value - Maximum 80%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £599 for loans up to £500,000
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - £500,000
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.7% APRC
  • Additional criteria - None.

6.49% 5 Year Fixed Rate to 31/01/2032 (XF1369)

 Code XF1369
31/01/2032 7.54% 60% £175* £999~ £500^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Loan to Value - Maximum 60%
  • Fixed Rate end date - 31/01/2032
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 5% until 31/01/2028, 4% until 31/01/2029, 3% until 31/01/2030, 2% until 31/01/2031, 1% until 31/01/2032
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.4% APRC
  • Additional criteria - None.

6.49% 2 Year Fixed Rate to 31/01/2029 (XF1365)

 Code XF1365
31/01/2029 7.54% 60% £175* £999~ £500^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Loan to Value - Maximum 60%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.7% APRC
  • Additional criteria - None.

6.64% 2 Year Fixed Rate to 31/01/2029 (XF1367)

 Code XF1367
31/01/2029 7.54% 80% £175* £999~ £500^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Loan to Value - Maximum 80%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.7% APRC
  • Additional criteria - None.

6.34% JBSP 5 Year Fixed Rate to 31/01/2032 (XF1363)

 Code XF1363
31/01/2032 7.54% 90% £0* £599~ £500^ Repayment Yes  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Joint Borrower Sole Proprietor applications for Purchase and Remortgage
  • Loan to Value - Maximum 90%
  • Fixed Rate end date - 31/01/2032
  • *Application Fee - £0
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £599 for loans up to £500,000
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 5% until 31/01/2028, 4% until 31/01/2029, 3% until 31/01/2030, 2% until 31/01/2031, 1% until 31/01/2032
  • Maximum Loan - £500,000
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.3% APRC
  • Additional criteria - None.

6.39% Family Mortgage 5 Year Fixed Rate to 31/01/2032 (XF1364)

 Code XF1364
31/01/2032 7.54% 100% £175* £0~ £250^ Repayment Yes  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Family Mortgage DIP Request
  • Purpose - Family Mortgage purchase applications
  • Loan to Value - Maximum 100% (Additional security required). Minimum 80%
  • Security options available - Security through savings (in our Family Security Account), or security through property. The total of all security provided, plus any deposit, must be equal to 20% of the value of the property being purchased.
  • Fixed Rate end date - 31/01/2032
  • *Application Fee - None
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - None
  • ^Cashback - £250
  • Early Repayment Charges - 5% until 31/01/2028, 4% until 31/01/2029, 3% until 31/01/2030, 2% until 31/01/2031, 1% until 31/01/2032
  • Maximum Loan - £750,000
  • Minimum Loan - £96,000
  • Cost for comparison - 7.3% APRC
  • Additional criteria - None.

6.24% JBSP 5 Year Fixed Rate to 31/01/2032 (XF1362)

 Code XF1362
31/01/2032 7.54% 80% £0* £599~ £500^ Repayment No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Joint Borrower Sole Proprietor applications for Purchase and Remortgage
  • Loan to Value - Maximum 80%
  • Fixed Rate end date - 31/01/2032
  • *Application Fee - £0
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £599 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 5% until 31/01/2028, 4% until 31/01/2029, 3% until 31/01/2030, 2% until 31/01/2031, 1% until 31/01/2032
  • Maximum Loan - £1,000,000. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.2% APRC
  • Additional criteria - None.

6.09% 5 Year Fixed Rate to 31/01/2032 (XF1360)

 Code XF1360
31/01/2032 7.54% 60% £175* £999~ £500^ Repayment No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Loan to Value - Maximum 60%
  • Fixed Rate end date - 31/01/2032
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 5% until 31/01/2028, 4% until 31/01/2029, 3% until 31/01/2030, 2% until 31/01/2031, 1% until 31/01/2032
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 6.9% APRC
  • Additional criteria - None.

6.19% 5 Year Fixed Rate to 31/01/2032 (XF1361)

 Code XF1361
31/01/2032 7.54% 80% £175* £999~ £500^ Repayment No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Loan to Value - Maximum 80%
  • Fixed Rate end date - 31/01/2032
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 5% until 31/01/2028, 4% until 31/01/2029, 3% until 31/01/2030, 2% until 31/01/2031, 1% until 31/01/2032
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.0% APRC
  • Additional criteria - None.

6.39% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1359)

 Code XF1359
31/01/2029 7.54% 90% £0* £599~ £500^ Repayment Yes  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Joint Borrower Sole Proprietor applications for Purchase and Remortgage
  • Loan to Value - Maximum 90%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £0
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £599 for loans up to £500,000
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - £500,000
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.6% APRC
  • Additional criteria - None.

6.29% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1358)

 Code XF1358
31/01/2029 7.54% 80% £0* £599~ £500^ Repayment No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Joint Borrower Sole Proprietor applications for Purchase and Remortgage
  • Loan to Value - Maximum 80%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £0
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £599 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - £1,000,000. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.6% APRC
  • Additional criteria - None.

6.24% 2 Year Fixed Rate to 31/01/2029 (XF1357)

 Code XF1357
31/01/2029 7.54% 80% £175* £999~ £500^ Repayment No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Loan to Value - Maximum 80%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.5% APRC
  • Additional criteria - None.

6.14% 2 Year Fixed Rate to 31/01/2029 (XF1356)

 Code XF1356
31/01/2029 7.54% 60% £175* £999~ £500^ Repayment No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Loan to Value - Maximum 60%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.5% APRC
  • Additional criteria - None.

5.19% (2.35% discounted rate from follow on rate) for 2 years (XD0232)

 Code XD0232
2 years 7.54% 80% £175* £999~ £500^ Repayment No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Discount - 2.35% applied to our Managed Mortgage Rate for 2 years
  • Minimum Rate - 3.44%
  • Loan to Value - Maximum 80%
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.2% APRC
  • Additional criteria - None.

5.29% JBSP (2.25% discounted rate from follow on rate) for 2 years (XD0233)

 Code XD0233
2 years 7.54% 80% £175* £999~ £500^ Repayment No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Joint Borrower Sole Proprietor applications for Purchase and Remortgage
  • Discount - 2.25% applied to our Managed Mortgage Rate for 2 years
  • Minimum Rate - 3.54%
  • Loan to Value - Maximum 80%
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - £500,000
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.5% APRC
  • Additional criteria - None.

5.54% (2.00% discounted rate from follow on rate) for 2 years (XD0234)

 Code XD0234
2 years 7.54% 80% £175* £999~ £500^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Discount - 2.00% applied to our Managed Mortgage Rate for 2 years
  • Minimum Rate - 3.79%
  • Loan to Value - Maximum 80%
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.5% APRC
  • Additional criteria - None.

5.69% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0235)

 Code XD0235
2 years 7.54% 80% £175* £599~ £500^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Joint Borrower Sole Proprietor applications for Purchase and Remortgage
  • Discount - 1.85% applied to our Managed Mortgage Rate for 2 years
  • Minimum Rate - 3.94%
  • Loan to Value - Maximum 80%
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £599 for loans up to £500,000
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - £500,000
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.6% APRC
  • Additional criteria - None.

5.79% Expat (1.75% discounted rate from follow on rate) for 2 years (XD0236)

 Code XD0236
2 years 7.54% 80% £175* £999~ £500^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Expat applications for Purchase and Remortgage
  • Discount - 1.75% applied to our Managed Mortgage Rate for 2 years
  • Minimum Rate - 4.04%
  • Loan to Value - Maximum 80%
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £100,000 for Purchase and Remortgage
  • Cost for comparison - 7.4% APRC
  • Additional criteria - None.

5.54% 2 Year Tracker Rate (1.79% above the BOE Bank Rate) (XT0016)

 Code XT0016
2 years 7.54% 80% £175* £999~ £500^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Difference from Bank Rate - 1.79% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years
  • Minimum Rate - 3.79%
  • Loan to Value - Maximum 80%
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for Remortgage applications
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 7.5% APRC
  • Additional criteria - None.

5.34% 2 Year Tracker Rate (1.59% above the BOE Bank Rate) (XT0018)

 Code XT0018
2 years 8.29% 75% £175* 1.00%~ £0^ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Purchase and Remortgage
  • Difference from Bank Rate - 1.59% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years
  • Minimum Rate - 3.59%
  • Loan to Value - Maximum 75%
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.2% APRC
  • Additional criteria - None.

5.39% 2 Year Tracker Rate Ltd Co (1.64% above the BOE Bank Rate) (XT0020)

 Code XT0020
2 years 8.29% 75% £175* 1.00%~ £0^ Repayment Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Limited Company Buy to Let applications for Purchase and Remortgage
  • Difference from Bank Rate - 1.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years
  • Minimum Rate - 3.64%
  • Loan to Value - Maximum 75%
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.3% APRC
  • Additional criteria -
  • Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.

5.39% 2 Year Tracker Rate Expat (1.64% above the BOE Bank Rate) (XT0022)

 Code XT0022
2 years 8.29% 75% £175* 1.00%~ £0^ Interest-Only No  
More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply
  • Purpose - Expat applications for Purchase and Remortgage
  • Difference from Bank Rate - 1.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years
  • Minimum Rate - 3.64%
  • Loan to Value - Maximum 75%
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • ~Product Fee - 1% of the loan amount
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum Loan - £45,000 for Purchase and Remortgage
  • Cost for comparison - 8.3% APRC
  • Additional criteria - None.

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Find Your Local

Business Development Manager

Your Local BDM:

Paul Ormonde

Paul focuses on the Central London area. Contact Paul for help with your clients' mortgages.
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Your Local BDM:

Kirsty Dancer

Kirsty has vast experience with both simple and complex lending solutions. If you're in the East or West Midlands, please contact Kirsty for help with your clients' mortgages.
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Your Local BDM:

Sam Byrne

Sam focuses around the Northern and Western Home Counties. Contact Sam for help with your clients' mortgages.
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Your Local BDM:

Sam Morrison

Working out of our head office, as our phone-based BDM in Epsom, Sam has a wealth of knowledge regarding our processes and criteria and covers a variety of postcodes across the UK.
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Your Local BDM:

Neil Cadwallader

Neil has over 19 years experience in Financial Services. Neil focuses around South Wales and the West of England area. Contact Neil for help with your clients' mortgages.
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Your Local BDM:

Stuart Heavens

Stuart focuses on the South Coast area. Contact Stuart for help with your clients' mortgages.
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Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
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Your Local BDM:

Nathan Waller

Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.
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Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire and the North East. Contact Paul for help with your clients' mortgages.
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A new BDM will be covering your area soon. In the meantime, our experienced business support team are on hand to support you with any applications, case updates or any queries you may have.

Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed

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