Compare all owner occupier mortgages
From the first time buyer to the last time buyer, the Family Building Society provides an innovative and competitive range of mortgage products. See how all our owner occupier products compare here and find the one that's right for your client.

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Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
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Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
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6.84% (1.60% Discounted Rate from follow on rate) for 2 years (XD0196) |
Code XD0196 | |||||||||
More info | 2 years | 8.44% | 60% | £175* | £599~ | £500^ | No | Yes | No | |
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7.34% (1.10% Discounted Rate from follow on rate) for 2 years (XD0197) |
Code XD0197 | |||||||||
More info | 2 years | 8.44% | 80% | £175* | £599~ | £500^ | No | Yes | No | |
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7.14% JBSP 1.30% Discounted Rate from follow on rate for 2 years (XD0198) |
Code XD0198 | |||||||||
More info | 2 years | 8.44% | 60% | £175* | £599~ | £500^ | No | Yes | No | |
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7.64% JBSP 0.80% Discounted Rate from follow on rate for 2 years (XD0199) |
Code XD0199 | |||||||||
More info | 2 years | 8.44% | 80% | £175* | £599~ | £500^ | No | Yes | No | |
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7.24% Expat 1.20% Discounted Rate from follow on rate for 2 years (XD0200) |
Code XD0200 | |||||||||
More info | 2 years | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
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7.74% Expat 0.70% Discounted Rate from follow on rate for 2 years (XD0201) |
Code XD0201 | |||||||||
More info | 2 years | 8.44% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
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6.24% 2 Year Fixed Rate to 31/01/2026 (XF0675) |
Code XF0675 | |||||||||
More info | 31/01/2026 | 8.44% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
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6.34% 2 Year Fixed Rate to 31/01/2026 (XF0676) |
Code XF0676 | |||||||||
More info | 31/01/2026 | 8.44% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
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6.44% JBSP 2 Year Fixed Rate to 31/01/2026 (XF0677) |
Code XF0677 | |||||||||
More info | 31/01/2026 | 8.44% | 60% | £175* | £599~ | £500^ | Yes | No | No | |
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6.54% JBSP 2 Year Fixed Rate to 31/01/2026 (XF0678) |
Code XF0678 | |||||||||
More info | 31/01/2026 | 8.44% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
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5.54% 5 Year Fixed Rate to 31/01/2029 (XF0679) |
Code XF0679 | |||||||||
More info | 31/01/2029 | 8.44% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
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5.64% 5 Year Fixed Rate to 31/01/2029 (XF0680) |
Code XF0680 | |||||||||
More info | 31/01/2029 | 8.44% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
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5.74% JBSP 5 Year Fixed Rate to 31/01/2029 (XF0681) |
Code XF0681 | |||||||||
More info | 31/01/2029 | 8.44% | 60% | £175* | £599~ | £500^ | Yes | No | No | |
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5.84% JBSP 5 Year Fixed Rate to 31/01/2029 (XF0682) |
Code XF0682 | |||||||||
More info | 31/01/2029 | 8.44% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
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5.79% Family Mortgage 5 Year Fixed Rate to 31/01/2029 (XF0683) |
Code XF0683 | |||||||||
More info | 31/01/2029 | 8.44% | 95% | £175* | £599~ | £250^ | Yes | No | Yes | |
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6.89% 2 Year Fixed Rate to 31/01/2026 (XF0686) |
Code XF0686 | |||||||||
More info | 31/01/2026 | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
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6.19% 5 Year Fixed Rate to 31/01/2029 (XF0689) |
Code XF0689 | |||||||||
More info | 31/01/2029 | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
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6.49% RIO 5 Year Fixed Rate to 31/01/2029 (XFZ019) |
Code XFZ019 | |||||||||
More info | 31/01/2029 | 8.44% | 50% | £175* | £999~ | £500^ | No | Yes | No | |
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6.84% Offset Mortgage 1.70% Discounted Rate from follow on rate for 2 years (XO0057) |
Code XO0057 | |||||||||
More info | 2 years | 8.54% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
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6.94% Offset Mortgage 1.60% Discounted Rate from follow on rate for 2 years (XO0058) |
Code XO0058 | |||||||||
More info | 2 years | 8.54% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
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