Affordability calculator
The maximum borrowing shown is for guidance only and may vary depending on your client's circumstances.
If you have any affordability questions regarding Interest-Only products including our RIO mortgages, contact our Mortgage Desk or your BDM.
This calculator is for illustrative purposes only. It is not a mortgage offer or guarantee of receiving a mortgage offer.

Affordability is calculated using our stress rate for all products except for our fixed rate mortgages with a term of five or more years, and our Family Mortgages.
If you would like to check affordability for a RIO mortgage for a single applicant this can be calculated using interest only and a ten-year term. For a joint RIO mortgage as this is more complex, please call us so that we can help with an affordability for you.
For affordability purposes, please include all adults including applicants and dependents over 18.