Homebuyer surveys and reports

Your need-to-know broker guide on surveys and reports for homebuyers.

BDMs

Homebuyer surveys and reports are vital in helping your clients make confident decisions when purchasing a property. These assessments provide valuable insights into the condition and value of a home, identifying any potential issues or repairs that may be needed.

By offering a clear understanding of the property, these surveys ensure your clients have the information they need to make informed choices, negotiate effectively, and avoid unexpected expenses after their purchase.

Read below to find out more about homebuyer surveys and reports, the benefits of getting one when purchasing a property, and which reports are best used for each property type.

 

What is it?
  • A entry level survey offering a brief overview of the property's condition.

Cost

 Typically £250+ (UK). Dependent on property value.

Why should your client get one?
  • Highlights major issues that might affect a client's decision to buy
  • Provides a clear and easy to understand "traffic light" rating for the different elements of a building, based on it's condition
  • Provides clients with information on the property and its condition. This is not provided by a Mortgage Valuation, which is provided for the lender.

Who does it?

 A surveyor instructed by a client.

What does it cover?

 A visual inspection of the main elements of a property noting any significant visible defects that are evident.

Further details & limitations
  • Suitable for conventional properties in reasonable condition and of standard construction without any unusual features
  • Less comprehensive than the RICS Level 2 and Level 3 Home Survey reports
  • Does not provide advice on repairs and/or ongoing maintenance
  • Does not provide a valuation.

What is it?

A more detailed report on the property’s condition and value.

Cost

Typically £400+ (UK)

Costs are dependent on location, property size and type, and/or if any additional services are required.

Why should your client get one?

  • Provides a thorough examination of the property’s condition
  • Highlights significant problems like structural defects or roof issues
  • Reduces risk and increases confidence in the property purchase.

Who does it?

A surveyor working on the client's behalf.

What does it cover?

Looks at all accessible parts of the property and major structures, like the roof.

Further details & limitations

  • Not as thorough as a full Building Survey (Level 3)
  • Doesn’t include specific repair advice
  • Best for homes built in the last 80 years, up to 2,000 sq. ft
  • Clients may have some protection if major issues are missed.

What is it?

The most detailed survey, ideal for older or unique properties.

Cost

Typically cost between £800+ (UK)

Costs are dependent on location, property size and type, and/or if any additional services are required.

Why should a client get one?

  • Detects major structural problems and defects
  • May be required by insurers for coverage, especially for older or unique properties
  • Provides leverage for price negotiations based on findings.

Who does it?

A surveyor working on the client's behalf.

What does it cover?

Thoroughly examines the structural integrity, roof, chimney, external elements (i.e. gutters and windows), services and systems (i.e. heating, plumbing and electrical), insulation, outbuildings, and drainage.

Further details & limitations

  • It’s the most expensive option
  • Can take several hours to complete
  • Clients can hold the surveyor responsible for missed any major issues
  • While costly, it can save clients from expensive repairs later.

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