Important information on our mortgage products

From today, Wednesday 23 April, we've refreshed our product range and pricing. Further details of our product changes are below:

Owner Occupier Fixed Rates

Our 5 Year Fixed Rate Repayment mortgage products have received rate adjustments as well as our 2 Year and 5 Year Interest-Only mortgage products. Additionally for our Owner Occupier Joint Borrower Sole Proprietor Repayment mortgage products we've increased the maximum LTV to up to 90% (with no additional security required) for loans up to £500,000, and for a limited time only there will be no application or product fees for these products

Repayment

Our 5 Year Fixed Rate Core mortgage products have decreased by 0.10%. Additionally we've launched new 2 Year and 5 Year Joint Borrower Sole Proprietor mortgage products up to 90% LTV for loans up to £500,000.

Interest-Only

Our 2 Year Fixed Rate mortgage products have decreased by 0.15% and our 5 Year Fixed Rate Products have decreased by 0.10%.

Buy to Let Fixed Rates

Our 5 Year Fixed Rate Expat mortgage product has decreased by 0.20% and there have been no changes to our 2 Year Fixed Rate Expat products.

Discounted Variable Rates

All Owner Occupier and Buy to Let Discounted Variable Rates remain unchanged.

Managed Mortgage Rates

Please note that our Managed Mortgage Rates are not changing at this time.

Semi-exclusive products

On top of our standard range of products we have additional semi-exclusive products available via our packaging partners. For further information, speak to your local BDM

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Sam Morrison

Working out of our head office, as our phone-based BDM in Epsom, Sam has a wealth of knowledge regarding our processes and criteria and covers a variety of postcodes across the UK.

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Your Local BDM:

Neil Cadwallader

Neil has over 19 years experience in Financial Services from pensions and investments to mortgages. Neil focuses around South Wales and the West of England area. Contact Neil for help with your clients' mortgages.

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Your Local BDM:

Stuart Heavens

Stuart focuses on the South Coast area. Contact Stuart for help with your clients' mortgages.

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Your Local BDM:

Amar Mashru

Amar focuses on the Central London area. Contact Amar for help with your clients' mortgages.

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Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.

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Your Local BDM:

Nathan Waller

Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.

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Your Local BDM:

Grace Bennett

Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.

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Your Local BDM:

Gina England

Gina has a vast amount of experience with both simple and complex lending solutions. If you're in the East or West Midlands, please contact Gina for help with your clients' mortgages.

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Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire and the North East. Contact Paul for help with your clients' mortgages.

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We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

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