Criteria A-Z
As we manually underwrite our mortgages we’re much more flexible with our criteria than most. Using our common sense approach (and our ears!) means we can cater for a larger variety of life stages and circumstances for your clients than many other lender.
Browse criteria by A-Z below or search criteria by keyword to find what you need.
We do not currently offer Self Build mortgages
Criteria definition:Indicates the maximum LTV we will consider of the estimated final value
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates the maximum LTV we will consider of the land/plot value or purchase price
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates the maximum amount of properties/plots we allow in a multi-plot or group development
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates the maximum plot size we can consider
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we have a minimum amount of stage payments for a self build application
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates the minimum number of months we require remaining on planning permission for a self build application
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates the minimum plot size (in Square Metres) we can consider
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we will accept applicants with more than one self build application pending
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:28 February 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we will allow a self build application that is part of a multi-plot or group development
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we require Full or Outline planning permission when submitting a self build application
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:28 February 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we will allow preferential terms for applicants building an eco property
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:28 February 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we allow borrowers to add the arrangement fee (where one is payable) to the mortgage advance on a self build application
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we will allow a self build application for a semi-detached property
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we will allow a self build application for second property or holiday home purposes
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates on a self build application if we will allow interest only during the build
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:28 February 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we requires the build to be completed in a specific time frame
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we offer a retention product upon completion of the build
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we will retain a retention until completion of the build
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:16 December 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we will accept a self build application where there is shared access to the security
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we allow flexible stage payments or we have set stage payments for self build mortgages
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
Affordability Calculator
Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator