Criteria A-Z

As we manually underwrite our mortgages we’re much more flexible with our criteria than most. Using our common sense approach (and our ears!) means we can cater for a larger variety of life stages and circumstances for your clients than many other lender.

Browse criteria by A-Z below or search criteria by keyword to find what you need.

Take a look at what we have to offer
Owner Occupier Criteria
Split Mortgage Terms
Our standard acceptability:

Allowed

Criteria definition:

Indicates if we can potentially consider an application with a split term. For example, an applicant wishes to take one part of their mortgage over 25 years and another part over 10 years. An example of when this might be useful is where the applicant has agreed to repay money back to a parent who lent them some money to get started

Our policy notes:

Family Building Society can offer mortgages with split term durations

Last updated:

11 September 2020

Sports Professionals
Our standard acceptability:

Acceptable

Criteria definition:

Indicates if we can potentially accept applications from sports professionals and if so how they are treated and assessed.

Our policy notes:

Family Building Society can potentially lend to applicants who are considered 'Sports Professionals'.

Last updated:

23 October 2017

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator