Criteria A-Z
As we manually underwrite our mortgages we’re much more flexible with our criteria than most. Using our common sense approach (and our ears!) means we can cater for a larger variety of life stages and circumstances for your clients than many other lender.
Browse criteria by A-Z below or search criteria by keyword to find what you need.
We do not currently offer Self Build mortgages
Criteria definition:Indicates if an adviser can submit a self-build application directly to the lender or is required to go via a packager.
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:28 February 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we will allow a self build application for an eco property
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we can accept a self build application where the land or plot has been gifted to the applicant from a person who is NOT a family member
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:28 February 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we can accept a self build application where the land or plot has been gifted to the applicant from a family member
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:28 February 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we will consider an application to lend against the purchase of Land
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:28 February 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates the length of time we will accept before works must commence on the build
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we have a maximum amount of stage payments for a self build application
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we have a maximum LTV limit at each stage release during the build
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates the maximum LTV we will consider of the estimated final value
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates the maximum LTV we will consider of the land/plot value or purchase price
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates the maximum amount of properties/plots we allow in a multi-plot or group development
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates the maximum plot size we can consider
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we have a minimum amount of stage payments for a self build application
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates the minimum number of months we require remaining on planning permission for a self build application
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates the minimum plot size (in Square Metres) we can consider
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we will accept applicants with more than one self build application pending
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:28 February 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we will allow a self build application that is part of a multi-plot or group development
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we require Full or Outline planning permission when submitting a self build application
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:28 February 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we will allow preferential terms for applicants building an eco property
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:28 February 2020
We do not currently offer Self Build mortgages
Criteria definition:Indicates if we allow borrowers to add the arrangement fee (where one is payable) to the mortgage advance on a self build application
Our policy notes:Family Building Society does not currently offer self-build mortgages.
Last updated:02 March 2020
Affordability Calculator
Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator