Criteria A-Z

As we manually underwrite our mortgages we’re much more flexible with our criteria than most. Using our common sense approach (and our ears!) means we can cater for a larger variety of life stages and circumstances for your clients than many other lender.

Browse criteria by A-Z below or search criteria by keyword to find what you need.

Take a look at what we have to offer
Owner Occupier Criteria
Buy to Let Criteria
Investment Income: Trust Income
Our standard acceptability:

Acceptable

Criteria definition:

Indicates if we can accept Trust Income as an acceptable source of income for affordability purposes.

Our policy notes:

We can accept income from a trust but will require a chartered/certified accountant's confirmation of the income.

Last updated:

03 July 2017

Check affordability Contact your BDM Illustration request

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator