Our approach has always been to provide flexible mortgage solutions that fit your clients’ personal circumstances and to suit borrowers of all ages.

• No case is too complicated
• We don’t credit score
• Our underwriters personally assess each individual mortgage application
• Our BDM's and mortgage desk are always on hand to answer any questions concerning your clients' cases or applications.

Have your clients been turned down due to their age?

• We can offer mortgages up to age 95 and will consider earned income up to the age of 70 and other sources beyond that such as pension, investment and rental income.
• Our Retirement Lifestyle Booster can help those in need of a boost to their income
• Our Retirement Interest-Only mortgages can assist those looking to stay in their current homes without having to downsize.

Do your clients have a limited deposit?

• Our award-winning 95% Family Mortgage offers various options for family members who want to provide additional security.

Do your clients have family members who want to help with affordability?

• Our Joint Mortgage Sole Owner (JMSO)arrangement or our Guarantor Mortgages allow parents or family members to use their incomes for affordability purposes. 

Do your clients have complex or specialist borrowing needs?

• We lend to landlords, expats and the self employed.