From today, Tuesday 27 May, we've refreshed our product range and pricing. Further details of our product changes are below:

Owner Occupier Fixed Rates

Most of our Fixed Rate Repayment and Interest-Only mortgage products have received rate adjustments

Repayment 

Our 2 Year Fixed Rate mortgage products have decreased by 0.20% whilst our 5 Year Fixed Rate mortgages have decreased by 0.05%. Additionally for our Owner Occupier Joint Borrower Sole Proprietor (JBSP) Repayment mortgage products we've reintroduced product fees of £599 (rising to 0.30% for loans over £500,000), however there will still be no application fee for these products. 

Interest-Only

Our 2 Year Fixed Rate Core mortgage products have decreased by 0.10%, our JBSP has decreased by 0.25%, and our 5 Year Fixed Rate Core mortgage products have decreased by 0.05%. Our RIO is unchanged. We've also introduced new Owner Occupier 2 Year Fixed Rate high-loan variants for mortgages over £500,000, available to intermediaries via our packaging partners, and featuring a 1.00% product fee. 

*The 60% LTV variant has a loan size range of £500,001 to £4,000,000 (with tapering max. LTVs as usual per Lending Policy).

^The 80% LTV variant has a loan size range of £500,001 to £2,000,000 (with tapering max. LTVs as usual per Lending Policy).

Buy to Let Fixed Rates

Our 2 Year Fixed Rate UK Landlord mortgage products have decreased by 0.15%, whilst our 5 Year Fixed Rate UK Landlord mortgage products have decreased by 0.05%. Our 2 Year and 5 Year Fixed Rate Limited Company Buy to Let mortgage products have decreased by 0.15% and our 2 Year Fixed Rate Expat product has also decreased by 0.15%. Additionally, for Limited Company landlords, we've introduced new 5 Year Fixed Rate Buy to Let mortgage products with a 3.00% product fee (minimum £1,500), available for purchase and remortgage applications only.

Discounted Variable Rates

All Owner Occupier and Buy to Let Discounted Variable Rates remain unchanged.

Managed Mortgage Rates

Please note that our Managed Mortgage Rates are not changing at this time.

Semi-exclusive products

On top of our standard range of products we have additional semi-exclusive products available via our packaging partners. For further information, speak to your local BDM