Out of sight but not out of mind.

Expat mortgages are available on an Interest-Only basis for both Owner Occupier and Buy to Let, subject to certain conditions.

We're able to lend to UK nationals working abroad, along with UK nationals and foreign nationals working in the UK but paid in a foreign currency.

Mortgages accepted from expats in over 40 countries

We offer Expat mortgages for both Owner Occupier and Buy to Let

Our individual approach to underwriting for expats:

  • Expat mortgages are available on an Interest-Only basis for properties located in England or Wales
  • Available for Owner Occupier and Buy to Let, subject to certain conditions (available on request)
  • We're able to lend to UK nationals working abroad with families remaining in the UK
  • Your client must be able to provide satisfactory evidence of identity, proof of income and hold a UK bank account
  • Minimum loan amount: £100,000
  • Full conditions are available on request

We can accept applications from Expats working in the following countries:

 Austria Lithuania
 Belgium  Luxembourg
 Bulgaria Malta
 Canada Malaysia
 Cyprus Netherlands1
 Czech Republic New Zealand 
 Denmark Norway
 Estonia Poland
 Finland Portugal
 France Qatar
 Germany Romania
 Greece Singapore
 Hong Kong Slovak Republic
 Hungary Slovenia
 Ireland South Korea
 Israel Spain
 Italy Sweden
 Japan Switzerland
 Kuwait  United Arab Emirates
 Latvia United Kingdom2
 Liechtenstein United States of America

 

1 The Netherlands, Aruba, Curacao and St Maarten
2 UK Crown Dependencies and Gibraltar


Further information

Please contact our Mortgage Desk for more information

Expat Mortgages Information Summary

Owner occupier lending criteria

Buy to Let lending criteria

Ready to submit an application?