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Initial Rate	Initial Rate Ends	Follow On Rate	Max. LTV	Application Fee	Product Fee	Repayment or Interest-Only?	Limited Company
5.19% 2 Year Fixed Rate to 31/10/2028 (XF1331)							Code XF1331
More info	31/10/2028	8.29%	75%	£175*	2.00%~	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 2% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.8% APRC.
5.34% 2 Year Tracker Rate (1.59% above the BOE Bank Rate) (XT0018)							Code XT0018
More info	2 years	8.29%	75%	£175*	1.00%~	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Purchase and Remortgage Difference from Bank Rate - 1.59% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.59% Loan to Value - Maximum 75% Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.0% APRC.
5.39% 2 Year Tracker Rate Expat (1.64% above the BOE Bank Rate) (XT0022)							Code XT0022
More info	2 years	8.29%	75%	£175*	1.00%~	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Expat applications for Purchase and Remortgage Difference from Bank Rate - 1.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.64% Loan to Value - Maximum 75% Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC.
5.39% Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1338)							Code XF1338
More info	31/10/2028	8.29%	75%	£175*	2.00%~	Repayment Interest-Only	Yes
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 2% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.0% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
5.39% 2 Year Tracker Rate Ltd Co (1.64% above the BOE Bank Rate) (XT0020)							Code XT0020
More info	2 years	8.29%	75%	£175*	1.00%~	Repayment Interest-Only	Yes
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Difference from Bank Rate - 1.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.64% Loan to Value - Maximum 75% Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC.
5.49% (2.80% discounted rate from follow on rate) for 2 years (XD0237)							Code XD0237 (EB)
More info	2 years	8.29%	75%	£125*	£0~	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Further Advance and Product Switch applications Discount - 2.80% applied to our Residential Investment Managed Mortgage Rate for 2 years Minimum Rate - 3.74% Loan to Value - 75% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches ^Cashback - £0 Cost for comparison - 8.0% APRC.
5.49% Expat 2 Year Fixed Rate to 31/10/2028 (XF1346)							Code XF1346
More info	31/10/2028	8.29%	75%	£175*	2.00%~	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 2% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.0% APRC.
5.64% 2 Year Fixed Rate to 31/10/2028 (XF1330)							Code XF1330
More info	31/10/2028	8.29%	75%	£175*	1.00%~	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.9% APRC.
5.79% 5 Year Fixed Rate to 30/09/2031 (XF1333)							Code XF1333
More info	30/09/2031	8.29%	75%	£175*	1.00%~	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.2% APRC.
5.79% Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1340)							Code XF1340
More info	30/09/2031	8.29%	75%	£175*	1.00%~	Repayment Interest-Only	Yes
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount ^Cashback - £0 Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.5% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
5.84% Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1337)							Code XF1337
More info	31/10/2028	8.29%	75%	£175*	1.00%~	Repayment Interest-Only	Yes
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount ^Cashback - £0 Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
5.84% Ltd Co (2.45% discounted rate from follow on rate) for 2 years (XD0238)							Code XD0238 (EB)
More info	2 years	8.29%	75%	£125*	£0~	Repayment Interest-Only	Yes
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Discount - 2.45% applied to our Residential Investment Managed Mortgage Rate for 2 years Minimum Rate - 4.09% Loan to Value - 75% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches ^Cashback - £0 Cost for comparison - 8.2% APRC.
5.84% 5 Year Fixed Rate to 30/09/2031 (XF1334)							Code XF1334 (EB)
More info	30/09/2031	8.29%	75%	£125*	£0~	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Further Advance and Product Switch applications Loan to Value - 75% Fixed Rate end date - 30/09/2031 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.3% APRC.
5.84% HMO 2 Year Fixed Rate to 31/10/2028 (XF1335)							Code XF1335 (EB)
More info	31/10/2028	8.29%	75%	£125*	£0~	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Further Advance and Product Switch applications Loan to Value - 75% Fixed Rate end date - 31/10/2028 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.0% APRC.
5.84% HMO 2 Year Fixed Rate to 31/10/2028 (XF1335)							Code XF1335
More info	31/10/2028	8.29%	75%	£175*	1.00%~	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - HMO applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage)* - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.0% APRC Additional criteria - HMO Specific Criteria - Available for properties with up to six lettable bedrooms and a maximum of six occupants. For student lets, the property must be located in one of our nine approved areas. Not available for care homes.
5.84% Expat (2.45% discounted rate from follow on rate) for 2 years (XD0239)							Code XD0239 (EB)
More info	2 years	8.29%	75%	£125*	£0~	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Expat applications for Product Switch and Further Advance Discount - 2.45% applied to our Residential Investment Managed Mortgage Rate for 2 years Minimum Rate - 4.09% Loan to Value - 75% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches ^Cashback - £0 Cost for comparison - 8.2% APRC.
5.89% Expat 2 Year Fixed Rate to 31/10/2028 (XF1345)							Code XF1345
More info	31/10/2028	8.29%	75%	£175*	1.00%~	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC.
5.94% Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1342)							Code XF1342 (EB)
More info	30/09/2031	8.29%	75%	£125*	£0~	Repayment Interest-Only	Yes
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 75% Fixed Rate end date - 30/09/2031 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.5% APRC.
5.94% Expat 5 Year Fixed Rate to 30/09/2031 (XF1348)							Code XF1348
More info	30/09/2031	8.29%	75%	£175*	1.00%~	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.5% APRC.
5.99% HMO Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1344)							Code XF1344 (EB)
More info	30/09/2031	8.29%	75%	£125*	£0~	Repayment Interest-Only	Yes
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 75% Fixed Rate end date - 30/09/2031 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.6% APRC.

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