Criteria A-Z

As we manually underwrite our mortgages we're much more flexible with our criteria than most. Using our common sense approach (and our ears!) means we can cater for a wide spectrum of solutions for your clients, no matter their circumstances.

Browse criteria by A-Z below or search criteria by keyword to find what you need.

Take a look at what we have to offer
Owner Occupier Criteria
Buy to Let Criteria
Purchase from Individual Name to Limited Company (Related Transaction)
Our standard acceptability:

Acceptable

Criteria definition:

Indicates if we can potentially accept an application where a Limited Company wishes to purchase a property from one of its directors or shareholders. This is typically referred to as a 'Related Transaction'.

Our policy notes:

Family Building Society can potentially consider applications where the Ltd Company is purchasing the property on a related transaction basis.

Last updated:

31 May 2018

Check affordability Contact your BDM Illustration request
Purchase from Limited Company to Individual Name (Related Transaction)
Our standard acceptability:

Acceptable

Criteria definition:

Indicates if we can potentially accept an application where the purchaser is looking to purchase a property from a limited company for which he/she is a shareholder.

Our policy notes:

Family Building Society can potentially accept these types of transaction where the individual is looking to purchase a property from a Ltd Company that they are a director or shareholder of.

Last updated:

31 May 2018

Check affordability Contact your BDM Illustration request

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator