A closer look at lending options in the later life and BTL space

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Business Development Managers Neil Cadwallader and Stuart Heavens join Anna Sagar, Deputy Editor at Mortgage Solutions, to discuss lending options in the later life and Buy to Let space.

Find out more about Later Life

Why choose us for Later Life

Part 1: The market is ‘awakening’ to wider range of later life lending products

Stuart and Neil join Anna at Mortgage Solutions to talk about developments in the later life lending market. The mortgage market is awakening to the fact that there's a wider range of later life lending products, like standard Interest-Only and Repayment mortgages, which can be an alternative to equity release or RIOs.

PART 2 - Later life innovation sees the ‘transition’ of high street Interest-Only to later life lending

In part 2 of our podcast series, Stuart and Neil delve deeper into the growth of the later life market, discussing how standard mortgages can be used in later life lending, and how they can help with affordability. They also touch on how Joint Borrower Sole Proprietor mortgages can be used when support is needed for affordability - either to help younger family members or to assist older borrows themselves.

PART 3 - Buy to Let properties not leaving the market but 'changing hands'

In part 3 of our podcast series, Neil explains that Buy to Let properties are not leaving the market but are 'changing hands' to professional landlords. He mentions that older landlords are gifting equity to younger family members within limited companies, meaning the properties are 'just changing to more tax beneficial status but within the professional landlord community'.

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Business Development Manager

Your Local BDM:

Sam Morrison

Working out of our head office, as our phone-based BDM in Epsom, Sam has a wealth of knowledge regarding our processes and criteria and covers a variety of postcodes across the UK.
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Your Local BDM:

Neil Cadwallader

Neil has over 19 years experience in Financial Services. Neil focuses around South Wales and the West of England area. Contact Neil for help with your clients' mortgages.
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Your Local BDM:

Stuart Heavens

Stuart focuses on the South Coast area. Contact Stuart for help with your clients' mortgages.
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Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
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Your Local BDM:

Nathan Waller

Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.
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Your Local BDM:

Gina England

Gina has a vast amount of experience with both simple and complex lending solutions. If you're in the East or West Midlands, please contact Gina for help with your clients' mortgages.
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Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire and the North East. Contact Paul for help with your clients' mortgages.
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A new BDM will be covering your area soon. In the meantime, our experienced business support team are on hand to support you with any applications, case updates or any queries you may have.

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