We are currently processing fully documented applications received: 01/12/2025

Notices

Changes to our mortgage product range. Find out more

Mortgage products - On Wednesday 5 November 2025, we've made changes to our mortgage product range. This includes decreases across most of our Fixed Rate products for Owner Occupier and Buy to Let products.
In addition we have withdrawn our 60% LTV Buy to Let product range, with only our 75% LTV Buy to Let products remaining on sale.

We've also launched new Buy to Let products available only for product switch and further advance applications without Product Fees.
More details can be found within our recent news article.
We've made a significant improvement to our Owner Occupier affordability model for Repayment and Interest-Only mortgages, substantially increasing borrowing power by up to 25%. Try our improved Affordability Calculator and find out more.
We recently ran our Intermediary Business Outlook survey, asking our brokers for their views on the mortgage and housing market. The survey provided us valuable insight into how the current economic climate is affecting brokers and their clients, as well as overall thoughts on the future. See our key findings on our website.

Case Studies

Take a look at our case studies to see how we help real people solve their real world borrowing problem. These include lending in retirement and our exclusive product, the Family Mortgage.

Case Study

A second chance at being a homeowner in retirement

Our Retirement Interest-Only (RIO) Mortgage helped Alicia to relocate and become a homeowner again in her retirement

Download case study

Case Studies

Case Study

A second chance at being a homeowner in retirement

Owner Occupier Mortgages

Buy To let Mortgages