At Family Building Society we believe in flexibility. We won't say no to your clients just because of their age or because they don’t tick the ‘normal’ boxes. We will always treat your client as an individual and we look for ways to say yes. That's what we do.

How are we different?

• Business Development Managers - Our team of BDMs are your first port of call for any new business enquiries, and are available to guide you through a Decision in Principle and the application process. 
• Human underwriters - Instead of letting computers make our decisions, we use common sense based on the merits of each individual case.
• No credit scoring - We offer tailored credit checks, taking a holistic view of your clients' finances, not just assessing a predefined set of criteria.
• We have no set maximum loan amount.
• We lend to older clients - We can offer mortgages up to age 95 and will consider earned income up to the age of 70 and other sources beyond that such as pension, investment and rental income.

Our flexible mortgage products

We aim to meet the needs of the modern family across all generations and individuals not well served by the mass market.

• Borrowers with limited deposits - Help younger borrowers take their first / next step with our award winning 95% LTV Family Mortgage.
• Family Support - A JMSO Mortgage offers a family solution to affordability, enabling parents to help their offspring realise their housing goals..

To find out more about how we can help you, click here.

We have a team of BDMs ready, willing and able to answer any of your queries and guide you through the application process. If you don’t have a BDM in your area, you can contact our dedicated Mortgage Desk.