One size does not fit all

8 Jul 2020
At Family Building Society we believe in flexibility. We won't say no to your clients just because of their age or because they don’t tick the ‘normal’ boxes. We will always treat your client as an individual and we look for ways to say yes. That's what we do.

How are we different?

  • Business Development Managers - Our team of BDMs are your first port of call for any new business enquiries, and are available to guide you through a Decision in Principle and the application process. 
  • Human underwriters - Instead of letting computers make our decisions, we use common sense based on the merits of each individual case.
  • No credit scoring - We offer tailored credit checks, taking a holistic view of your clients' finances, not just assessing a predefined set of criteria.
  • We have no set maximum loan amount.
  • We lend to older clients - We can offer mortgages up to age 95 and will consider earned income up to the age of 70 and other sources beyond that such as pension, investment and rental income.


Our flexible mortgage products

We aim to meet the needs of the modern family across all generations and individuals not well served by the mass market.

  • Borrowers with limited deposits - Help younger borrowers take their first / next step with our award winning 95% LTV Family Mortgage.
  • Family Support - A JMSO Mortgage offers a family solution to affordability, enabling parents to help their offspring realise their housing goals..
To find out more about how we can help you, click here.

We have a team of BDMs ready, willing and able to answer any of your queries and guide you through the application process. If you don’t have a BDM in your area, you can contact our dedicated Mortgage Desk.

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Michelle Parry-Bunter

Michelle has worked for the Society for over a decade and focuses on the South Coast. Contact Michelle for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Nathan Waller

Nathan was previously a mortgage and protection adviser, and focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Grace Bennett

Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Darren Deacon

Darren has over 28 years' Financial Services experience and focuses on both the East & West Midlands as well as the Southwest. Contact Darren for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire & North East. Contact Paul for help with your clients' mortgages.
Edit my local BDM

We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Mon - Fri: 8am - 5.30pm, Sat: 9am - noon

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

Edit my local BDM