Debt Related: Expiring debt can be partially or fully ignored

Our standard acceptability


Criteria definition:

Indicates if, when assessing affordability, we are able to potentially ignore (in part or in full) loans that are coming to an end (typically 6 months or less to run). 

Policy Notes:

We usually ignore loans which have less than 12 months to run. These still need to be declared on the application form.

Criteria categories:
  • Applicant
  • Debt Related

Last updated:

29 August 2018