Minimum Time Owner Occupier (in Months)

Our standard acceptability

No Minimum

Criteria definition:

Indicates if we have a minimum requirement that an applicant must have been an owner occupier for (in MONTHS) in order to be considered for a residential mortgage.

Policy Notes:

We will lend to first time buyers and therefore has no minimum requirement for how long an applicant needs to have been an owner occupier. For remortgages, we will only consider applicants who have held a mortgage for at least 6 months.

Criteria categories:
  • Applicant
  • customer profile

Last updated:

25 March 2020

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