Months passed where Mortgage Arrears can be ignored

Our standard acceptability

24

Criteria definition:

Indicates if we can potentially ignore mortgage arrears that are historic and if so at what point they can potentially be ignored when assessing Buy to Let mortgage applications.

Policy Notes:

Family Building Society can potentially ignore previous mortgage arrears that are older than 24 months old.

Criteria categories:
  • Adverse
  • Arrears and Debt Management Plans

Last updated:

07 November 2025

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