Maximum debt to income ratio
Our standard acceptability
No Maximum
Criteria definition:
Indicates the maximum potential debt to income (DTI) ratio we might accept for Buy to Let applications. For example, an applicant has outstanding unsecured debts of £26,000 and a salary of £40,000. Therefore their DTI is 65%.
Policy Notes:
The Society does not have a maximum debt to income ratio.
Warning Notes:
The Society assesses income and debt within our existing affordability calculation available on our website.
Criteria categories:- general
- Policy
Last updated:
07 November 2025