Remortgage purpose: Gift money (maximum LTV)

Our standard acceptability

75

Criteria definition:

Indicates if we are able, and if so to what loan to value, accept BTL remortgages where the purpose is to raise money to make a gift (for example to children to help with school fees etc or where parent(s) might want to help their children buy their first home).

Policy Notes:

We will permit capital raising to gift funds to a close family member to assist with a property purchase to 75%. We will require a certificate of understanding to be signed after offer and before completion.

Criteria categories:
  • Policy
  • remortgage purpose

Last updated:

07 November 2025

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