Age Limits: Maximum Age at End of Mortgage Term

Our standard acceptability

94

Criteria definition:

Indicates the absolute maximum age we will lend to.

Policy Notes:

This is the maximum age based on an 89 year old applying for a mortgage.

Please visit our website for term guidelines based on the current age of your client. As the maximum term is based on the age of the applicant at application in conjunction with ONS data.

Criteria categories:
  • Age Limits
  • Applicant

Last updated:

07 November 2025

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