HMO Minimum Applicant Experience

Our standard acceptability

12

Criteria definition:

Indicates if we require applicants to have a minimum HMO experience and if so how much (IN MONTHS)

Policy Notes:

Family Building Society can consider lending on 'Small Houses of Multiple Occupation (HMO)'. UK Landlords, Limited Companies and Expats can be considered

Warning Notes:

  • A borrower who has at least one existing Buy to Let property that they have maintained for at least 12 months

Criteria categories:
  • Applicant
  • hmo

Last updated:

07 November 2025

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