Remortgage Purpose: Repay Help to Buy and Let the Property

Our standard acceptability

Not Acceptable

Criteria definition:

Indicates if we will allow capital raising on an applicant's current residential property that has a Help to Buy Equity Loan present for the purpose of repaying (IN FULL) their Help to Buy Equity Loan, take their ownership to 100% and then Let the property.

Policy Notes:

Family Building Society will not consider remortgage applications with capital raising to repay their Help to Buy equity loan and then Let the property on a Buy to Let basis with us.

Criteria categories:
  • Policy
  • remortgage purpose

Last updated:

07 November 2025