Family Building Society cuts 2 Year Fixed Rates by up to 20bps

19 Oct 2026

Rate reductions of up to 20bps take effect today (19/10/26) across Family Building Society’s newly launched range of two-year fixed rate products for owner occupiers and buy-to-let borrowers.

table for press release 1026

As well as these reductions, the Society has introduced a two-year Expat Ltd Company BTL tracker product at 5.54% and a 1% fee, and a 4.54% semi-exclusive tracker with a 3% fee and £500 cashback. Both of these products are available as interest only or repayment.

There are no changes to the Society’s five-year fixed range or to variable rate products, including discount and tracker rates, and mortgage reversionary rates.

Darren Deacon, Head of Intermediary Sales, commented: “While long-term rate uncertainty continues, these lower-priced two-year options will be welcomed by owner-occupiers and landlords seeking the certainty that shorter-term fixed rates provide. The new Expat Limited Company BTL tracker also offers flexibility to landlords who are comfortable taking a view on potential movements in Bank Rate.”

Press release

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