Important changes to our mortgage products - March 2026
From today, Friday 13 March, we've launched a new range of fixed rate products, across both our Owner Occupier and Buy to Let offerings, with options available for new and existing customers.
In response to the current volatility across financial markets, our new range of fixed rates is more condensed than usual. We aim to return with our full range of fixed rates as soon as possible.
Please note, our existing customers will now need to select products from the new on-sale range. The fixed rates that we withdrew on Tuesday 10 March, which remained available for existing customers, have now been fully withdrawn and are no longer available for further advances and product switches.
Further details of our product changes are below:
Owner Occupier Fixed Rates
Repayment
Available to new and existing customers.

*Additional security required. Minimum LTV 80%.
Interest-Only
Available to new and existing customers.

Buy to Let Fixed Rates
New Business

Existing Borrower

Buy to Let HMO
Available to new and existing customers.

Managed Mortgage Rates
Please note that our Managed Mortgage Rates are not changing at this time.
Semi-exclusive products
On top of our standard range of products we have an additional semi-excluisve product available via our packaging partners. For further information, speak to your local BDM.
See full details of our new product range.
Our team of BDMs now cover the whole of England, Wales and Scotland, and are all ready to answer your queries and guide you through the application process.
Affordability Calculator
Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator
Your Local BDM:
A NEW BDM WILL BE COVERING YOUR AREA SOON.
Your Local BDM:
Sam Morrison
Your Local BDM:
Neil Cadwallader
Your Local BDM:
Stuart Heavens
Your Local BDM:
Amar Mashru
Your Local BDM:
Arif Kara
Your Local BDM:
Nathan Waller
Your Local BDM:
Gina England
Your Local BDM:
Paul Roberts
We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:
- 01372 744155
- 01372 745607
- mortgage.desk@familybsoc.co.uk
Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed
We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.