Mortgage affordability and the family's role

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In this three-part podcast series, our Business Development Managers, Neil Cadwallader and Arif Kara, speak to Samantha Partington at Mortgage Solutions about family-assisted lending.

Find out more about our range of family-assisted mortgages

Why choose us

Part 1 - The changing UK mortgage landscape

Hosted by Samantha Partington from Mortgage Solutions, Neil and Arif explore the impact of interest rates, inflation and rising living costs on mortgage affordability. The discussion covers the challenges facing first-time buyers, including high property prices, limited housing supply and the increasing role of family support through the “Bank of Mum and Dad.” The episode also highlights how lenders are developing innovative solutions to help more people access homeownership.

Part 2 - Breaking the deposit barrier

In the second episode of our three-part series, Neil and Arif discuss the rise of 100% LTV and family-assisted mortgages. They explore how high property prices, rising rents and affordability pressures are making deposits harder to achieve, and how alternative lending solutions can help first-time buyers while protecting family finances.

Part 3 - Supporting home ownership across generations

In the final part of the series, Neil and Arif explore the growing trend of multi-generational mortgage lending. The discussion looks at how families are increasingly supporting each other through joint borrower arrangements, and how lenders are able utilise flexible lending criteria and solutions to help older homeowners remain secure while enabling younger generations to progress on their housing journey.

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Find Your Local

Business Development Manager

Your Local BDM:

Kirsty Dancer

Kirsty has vast experience with both simple and complex lending solutions. If you're in the East or West Midlands, please contact Kirsty for help with your clients' mortgages.
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Your Local BDM:

Sam Byrne

Sam focuses around the Northern and Western Home Counties. Contact Sam for help with your clients' mortgages.
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Your Local BDM:

Sam Morrison

Working out of our head office, as our phone-based BDM in Epsom, Sam has a wealth of knowledge regarding our processes and criteria and covers a variety of postcodes across the UK.
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Your Local BDM:

Neil Cadwallader

Neil has over 19 years experience in Financial Services. Neil focuses around South Wales and the West of England area. Contact Neil for help with your clients' mortgages.
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Your Local BDM:

Stuart Heavens

Stuart focuses on the South Coast area. Contact Stuart for help with your clients' mortgages.
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Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
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Your Local BDM:

Nathan Waller

Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.
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Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire and the North East. Contact Paul for help with your clients' mortgages.
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A new BDM will be covering your area soon. In the meantime, our experienced business support team are on hand to support you with any applications, case updates or any queries you may have.

Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

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