Sort products by:
Initial
Rate		 Initial
Rate Ends		 Follow On
Rate		 Max.
LTV		 Application
Fee		 Product
Fee		 Repayment Interest
Only		 Limited
Company

3.14% 2 year discounted rate by 2.00% Offset Mortgage

 Code XO0033
2 years 5.14% 60% £175* £999~ Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Offset applications for purchase, remortgage, product switch and further advance
· Options available - Term reduction or payment reduction
· Discount - 2.0% applied to our Residential Investment Managed Mortgage Rate for 2 years
· Minimum rate - 3.04% 
· LTV - Maximum 60%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees
· ^Cashback - £100
· Early Repayment Charges - 2% in the first year and 1% in the second year
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
· Cost for comparison - 5.1% APRC
· Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount of £100 will be used to open your linked Offset Saver account

4.29% 3 year discounted rate by 0.85% for Expats

 Code XD0085
3 years 5.14% 65% £175* £999~ No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application

· Purpose - Expat purchase and remortgage
· Discount - 0.85% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 4.19% 
· LTV - Maximum 65%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage.
· Valuation Fees - Based on the greater of the purchase price or value of the property.
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount
· Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £100,000 for purchase and remortgage
· Cost for comparison - 5.2% APRC

3.99% 3 year discounted rate by 1.15% for Expats

 Code XD0084
3 years 5.14% 60% £175* £999~ No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application

· Purpose - Expat purchase and remortgage
· Discount - 1.15% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 3.89% 
· LTV - Maximum 60%
· Application Fee - £175 + Valuation Fee for purchase and remortgage. 
· Valuation Fees - Based on the greater of the purchase price or value of the property. 
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. 
· Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year. 
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £100,000 for purchase and remortgage.
· Cost for comparison - 5.1% APRC

2.89% 3 year discounted rate by 2.25%

 Code XD0093
3 years 5.14% 60% £175* £999~ Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Purchase, remortgage, product switch and further advance
· Discount - 2.25% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 2.79% 
· LTV - Maximum 60%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees.
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees.
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees.
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees.
· Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.9% APRC

3.04% 3 year fixed rate

 Code XF0384
30/09/2024 5.14% 60% £175* £999~ Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Purchase, remortgage, product switch and further advance
· LTV - Maximum 60%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees
· Early Repayment Charges - 3% until 30/09/2022, 2% until 30/09/2023 and 1% until 30/09/2024
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.8% APRC
· Additional criteria - The mortgage must complete by 01/11/2021

3.34% 3 year fixed rate

 Code XF0385
30/09/2024 5.14% 65% £175* £999~ Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Purchase, remortgage, product switch and further advance
· LTV - Maximum 65%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees
· Early Repayment Charges - 3% until 30/09/2022, 2% until 30/09/2023, 1% until 30/09/2024
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
· Cost for comparison - 4.9% APRC
· Additional criteria - The mortgage must complete by 01/11/2021

3.19% 3 year fixed rate Limited Company

 Code XF0386
30/09/2024 5.14% 60% £175* £1,499~ Yes Yes Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
· LTV - Maximum 60%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees.
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees.
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees.
· ~Product Fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees.
· Early Repayment Charges - 3% until 30/09/2022, 2% until 30/09/2023, 1% until 30/09/2024
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.9% APRC
· Additional criteria - The mortgage must complete by 01/11/2021

· The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100 or 68209

3.49% 3 year fixed rate Limited Company

 Code XF0387
30/09/2024 5.14% 65% £175* £1,499~ Yes Yes Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
· LTV - Maximum 65%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees
· ~Product Fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees
· Early Repayment Charges - 3% until 30/09/2022, 2% until 30/09/2023, 1% until 30/09/2024
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
· Cost for comparison - 5.0% APRC
· Additional criteria - The mortgage must complete by 01/11/2021

3.54% 5 year fixed rate

 Code XF0389
31/08/2026 5.14% 65% £125* £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Product switch and further advance
· LTV - Above 60%
· *Application Fee - £125 for further advance. £0 for product switches
· Valuation Fees - £0
· Product Fee - £0
· Early Repayment Charges - 5% until 31/08/2022, 4% until 31/08/2023, 3% until 31/08/2024, 2% until 31/08/2025, 1% until 31/08/2026
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.6% APRC
· Additional criteria - For further advances the mortgage must complete by 01/11/2021

3.19% 3 year discounted rate by 1.95%

 Code XD0094
3 years 5.14% 65% £175* £999~ Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Purchase, remortgage, product switch and further advance
· Discount - 1.95% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 3.09% 
· LTV - Maximum 65%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees.
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees.
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees.
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees.
 · Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 5.0% APRC

3.39% 5 year fixed rate Limited Company

 Code XF0390
31/08/2026 5.14% 60% £125* £0 Yes Yes Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application

· Purpose - Buy to Let Limited Company product switch and further advance
· LTV - Maximum 60%.  
· *Application Fee - £125 for further advance. £0 for product switches
· Valuation Fees - £0
· Product Fee - £0
· Early Repayment Charges - 5% until 31/08/2022, 4% until 31/08/2023, 3% until 31/08/2024, 2% until 31/08/2025, 1% until 31/08/2026
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.8% APRC
· Additional criteria - For further advances the mortgage must complete by 01/11/2021

3.69% 5 year fixed rate Limited Company

 Code XF0391
31/08/2026 5.14% 65% £125* £0 Yes Yes Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application

· Purpose - Buy to Let Limited Company product switch and further advance
· LTV - Above 60%
· *Application Fee - £125 for further advance. £0 for product switches
· Valuation Fees - £0
· Product Fee - £0
· Early Repayment Charges - 5% until 31/08/2022, 4% until 31/08/2023, 3% until 31/08/2024, 2% until 31/08/2025, 1% until 31/08/2026
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.9% APRC
· Additional criteria - For further advances the mortgage must complete by 01/11/2021

3.24% 5 year fixed rate

 Code XF0388
31/08/2026 5.14% 60% £125* £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Product switch and further advance
· LTV - Maximum 60%
· *Application Fee - £125 for further advance. £0 for product switches
· Valuation Fees - £0
· Product Fee - £0
· Early Repayment Charges - 5% until 31/08/2022, 4% until 31/08/2023, 3% until 31/08/2024, 2% until 31/08/2025, 1% until 31/08/2026
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.7% APRC
· Additional criteria - For further advances the mortgage must complete by 01/11/2021

3.99% 5 year fixed rate for expats

 Code XF0393
31/08/2026 5.14% 65% £125* £0 No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Expat product switch and and further advance
  • LTV - Above 60%.
  • *Application Fee - £125 for further advance. £0 for product switches
  • Valuation Fees - £0
  • ~Product Fee - £0
  • Early Repayment Charges - 5% until 31/08/2022, 4% until 31/08/2023, 3% until 31/08/2024, 2% until 31/08/2025, 1% until 31/08/2026
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 5.0% APRC
  • Additional criteria - For further advances the mortgage must complete by 01/11/2021

3.69% 5 year fixed rate for expats

 Code XF0392
31/08/2026 5.14% 60% £125* £0 No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Expat product switch and further advance
· LTV - Maximum 60%
· *Application Fee - £125 for further advance. £0 for product switch
· Valuation Fees - £0
· Product Fee - £0
· Early Repayment Charges - 5% until 31/08/2022, 4% until 31/08/2023, 3% until 31/08/2024, 2% until 31/08/2025, 1% until 31/08/2026
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.9% APRC

3.44% 2 year discounted rate by 1.70% Offset Mortgage

 Code XO0034
2 years 5.14% 65% £175* £999~ Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Offset applications for purchase, remortgage, product switch and further advance
· Options available - Term reduction or payment reduction
· Discount - 1.70% applied to our Residential Investment Managed Mortgage Rate for 2 years
· Minimum rate - 3.34% 
· LTV - Maximum 65%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees
· ^Cashback - £100
· Early Repayment Charges - 2% in the first year and 1% in the second year
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
· Cost for comparison - 5.2% APRC
· Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount of £100 will be used to open your linked Offset Saver account

Criteria checker

Can we help your client? Use our tool to find out.
Simply type your criteria to see our levels of acceptance and flexibility.

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator