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4.29% 3 year discounted rate by 0.85% for Expats

Code XD0085
3 years 5.14% 65% £175* £999~ No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application

· Purpose - Expat purchase and remortgage
· Discount - 0.85% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 4.19% 
· LTV - Maximum 65%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage.
· Valuation Fees - Based on the greater of the purchase price or value of the property.
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount
· Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £100,000 for purchase and remortgage
· Cost for comparison - 5.2% APRC

3.99% 3 year discounted rate by 1.15% for Expats

Code XD0084
3 years 5.14% 60% £175* £999~ No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application

· Purpose - Expat purchase and remortgage
· Discount
- 1.15% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 3.89% 
· LTV
- Maximum 60%
· Application Fee
- £175 + Valuation Fee for purchase and remortgage. 
· Valuation Fees
- Based on the greater of the purchase price or value of the property. 
· ~Product Fee
- £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. 
· Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year. 
· Maximum loan
- No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan
- £100,000 for purchase and remortgage.
· Cost for comparison
- 5.1% APRC

2.89% 3 year discounted rate by 2.25%

Code XD0093
3 years 5.14% 60% £175* £999~ Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Purchase, remortgage, product switch and further advance
· Discount - 2.25% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 2.79% 
· LTV - Maximum 60%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees.
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees.
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees.
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees.
· Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.9% APRC

3.04% 3 year fixed rate

Code XF0384
30/09/2024 5.14% 60% £175* £999~ Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Purchase, remortgage, product switch and further advance
· LTV - Maximum 60%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees
· Early Repayment Charges - 3% until 30/09/2022, 2% until 30/09/2023 and 1% until 30/09/2024
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.8% APRC
· Additional criteria - The mortgage must complete by 01/11/2021

3.34% 3 year fixed rate

Code XF0385
30/09/2024 5.14% 65% £175* £999~ Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Purchase, remortgage, product switch and further advance
· LTV - Maximum 65%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees
· Early Repayment Charges - 3% until 30/09/2022, 2% until 30/09/2023, 1% until 30/09/2024
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
· Cost for comparison - 4.9% APRC
· Additional criteria - The mortgage must complete by 01/11/2021

3.19% 3 year fixed rate Limited Company

Code XF0386
30/09/2024 5.14% 60% £175* £1,499~ Yes Yes Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
· LTV - Maximum 60%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees.
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees.
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees.
· ~Product Fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees.
· Early Repayment Charges - 3% until 30/09/2022, 2% until 30/09/2023, 1% until 30/09/2024
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.9% APRC
· Additional criteria - The mortgage must complete by 01/11/2021

3.49% 3 year fixed rate Limited Company

Code XF0387
30/09/2024 5.14% 65% £175* £1,499~ Yes Yes Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
· LTV - Maximum 65%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees
· ~Product Fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees
· Early Repayment Charges - 3% until 30/09/2022, 2% until 30/09/2023, 1% until 30/09/2024
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
· Cost for comparison - 5.0% APRC
· Additional criteria - The mortgage must complete by 01/11/2021

3.54% 5 year fixed rate

Code XF0389
31/08/2026 5.14% 65% £125* £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Product switch and further advance
· LTV - Above 60%
· *Application Fee - £125 for further advance. £0 for product switches
· Valuation Fees - £0
· Product Fee - £0
· Early Repayment Charges - 5% until 31/08/2022, 4% until 31/08/2023, 3% until 31/08/2024, 2% until 31/08/2025, 1% until 31/08/2026
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.6% APRC
· Additional criteria - For further advances the mortgage must complete by 01/11/2021

3.19% 3 year discounted rate by 1.95%

Code XD0094
3 years 5.14% 65% £175* £999~ Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Purchase, remortgage, product switch and further advance
· Discount - 1.95% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 3.09% 
· LTV - Maximum 65%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees.
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees.
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees.
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees.
· Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 5.0% APRC

3.39% 5 year fixed rate Limited Company

Code XF0390
31/08/2026 5.14% 60% £125* £0 Yes Yes Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application

· Purpose - Buy to Let Limited Company product switch and further advance
· LTV - Maximum 60%.  
· *Application Fee - £125 for further advance. £0 for product switches
· Valuation Fees - £0
· Product Fee - £0
· Early Repayment Charges - 5% until 31/08/2022, 4% until 31/08/2023, 3% until 31/08/2024, 2% until 31/08/2025, 1% until 31/08/2026
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.8% APRC
· Additional criteria - For further advances the mortgage must complete by 01/11/2021

3.69% 5 year fixed rate Limited Company

Code XF0391
31/08/2026 5.14% 65% £125* £0 Yes Yes Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application

· Purpose - Buy to Let Limited Company product switch and further advance
· LTV - Above 60%
· *Application Fee - £125 for further advance. £0 for product switches
· Valuation Fees - £0
· Product Fee - £0
· Early Repayment Charges - 5% until 31/08/2022, 4% until 31/08/2023, 3% until 31/08/2024, 2% until 31/08/2025, 1% until 31/08/2026
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.9% APRC
· Additional criteria - For further advances the mortgage must complete by 01/11/2021

3.24% 5 year fixed rate

Code XF0388
31/08/2026 5.14% 60% £125* £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Product switch and further advance
· LTV - Maximum 60%
· *Application Fee - £125 for further advance. £0 for product switches
· Valuation Fees - £0
· Product Fee - £0
· Early Repayment Charges - 5% until 31/08/2022, 4% until 31/08/2023, 3% until 31/08/2024, 2% until 31/08/2025, 1% until 31/08/2026
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.7% APRC
· Additional criteria - For further advances the mortgage must complete by 01/11/2021

3.99% 5 year fixed rate for expats

Code XF0393
31/08/2026 5.14% 65% £125* £0 No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Expat product switch and and further advance
  • LTV - Above 60%.
  • *Application Fee - £125 for further advance. £0 for product switches
  • Valuation Fees - £0
  • ~Product Fee - £0
  • Early Repayment Charges - 5% until 31/08/2022, 4% until 31/08/2023, 3% until 31/08/2024, 2% until 31/08/2025, 1% until 31/08/2026
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 5.0% APRC
  • Additional criteria - For further advances the mortgage must complete by 01/11/2021

3.69% 5 year fixed rate for expats

Code XF0392
31/08/2026 5.14% 60% £125* £0 No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Expat product switch and further advance
· LTV - Maximum 60%
· *Application Fee - £125 for further advance. £0 for product switch
· Valuation Fees - £0
· Product Fee - £0
· Early Repayment Charges - 5% until 31/08/2022, 4% until 31/08/2023, 3% until 31/08/2024, 2% until 31/08/2025, 1% until 31/08/2026
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 4.9% APRC

3.44% 2 year discounted rate by 1.70% Offset Mortgage

Code XO0034
2 years 5.14% 65% £175* £999~ Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Offset applications for purchase, remortgage, product switch and further advance
· Options available - Term reduction or payment reduction
· Discount - 1.70% applied to our Residential Investment Managed Mortgage Rate for 2 years
· Minimum rate - 3.34% 
· LTV - Maximum 65%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See more details, fees & downloads for product switch and further advance fees
· Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See more details, fees & downloads for product switch and further advance fees
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See more details, fees & downloads for product switch and further advance fees
· ^Cashback - £100
· Early Repayment Charges - 2% in the first year and 1% in the second year
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
· Cost for comparison - 5.2% APRC
· Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount of £100 will be used to open your linked Offset Saver account

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