With us, flexibility gets easier in later life!
We know your clients won't always fit the mould. That's why we offer flexible solutions for later life lending.
At Family Building Society, we won't turn clients down just because of their age and actively look for ways to help when other lenders can't.
How can we help?
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We take into account earned income up to the age of 70, or even 75 if the client is in a non-manual role.
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We'll consider pension pots, as well as fixed pensions, investment and rental income. Other income can be considered on a case-by-case basis.
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We lend in retirement with higher maximum ages than most lenders
- Owner Occupier repayment mortgages, up to a maximum age of 95 at the end of term.
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Owner Occupier Interest-Only and Buy to Let mortgages, up to a maximum age of 89 when the loan commences.
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We have a common sense approach to lending and use human beings, not robots, to underwrite each case. This means we can tailor our solutions to each of your client's needs.
Find out more and see just how flexible we can be! >
Vote for us!
We're a finalist in the Broker's Choice Award; Best Later Life Lender and Best Building Society / Mutual categories. Think we deserve to win? You can vote for us here >
Semi-exclusive products
Did you know that on top of our standard range of products we have additional semi-exclusive products available via our packaging partners? Speak to your local Business Development Manager for more information.
For more information on our mortgage products, please visit our website or contact your local BDM or our mortgage desk.
Affordability Calculator
Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator
Your Local BDM:
Sam Morrison
Your Local BDM:
Neil Cadwallader
Your Local BDM:
Stuart Heavens
Your Local BDM:
Amar Mashru
Your Local BDM:
Arif Kara
Your Local BDM:
Nathan Waller
Your Local BDM:
Grace Bennett
Your Local BDM:
Darren Deacon
Your Local BDM:
Paul Roberts
We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:
- 01372 744155
- 01372 745607
- mortgage.desk@familybsoc.co.uk
Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed
We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.