Age is just a number

12 Oct 2020

We don’t let age get in our way

Do you have older clients who haven’t had any joy with the big high street lenders who can't see past their age?  

We don’t do that. In fact, we’re specialists when it comes to later life lending and we pride ourselves on being different.

We have generous terms for older borrowers:

  • We lend up to age 95 at the end of the term for Owner Occupier repayment mortgages
  • We will accept an application from an 89 year old for Owner Occupier and Buy to Let Interest Only mortgages
  • We’ll take into account earned income up to the age of 70 and pension income beyond that
  • We also accept rental and investment income (we can do this both before and during retirement)
  • We have no set maximum loan amount
     

Not only that but…

  • We listen: we take the time to listen to and understand your client’s story
  • We don't use computers: we use common sense and real human beings to underwrite your mortgages cases. We don’t credit score either
  • We’re flexible: we treat each of your clients as individuals on a case by case basis

We’re the experts: we’ve been helping older clients just like yours for years.

YOUR FEEDBACK IS IN
 
At the start of September, we asked you to complete a survey about how Covid-19 has impacted the service you've received from lenders in the market. 
 
A big thank you to all who responded!
 
Unsurprisingly you told us that due diligence has been ramped up, the human touch is still invaluable and some lenders are a lot more helpful than others! Click here to find out more.

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
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Your Local BDM:

Michelle Parry-Bunter

Michelle has worked for the Society for over a decade and focuses on the South Coast. Contact Michelle for help with your clients' mortgages.
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Your Local BDM:

Nathan Waller

Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.
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Your Local BDM:

Grace Bennett

Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.
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Your Local BDM:

Darren Deacon

Darren has over 28 years' Financial Services experience and focuses on both the East & West Midlands as well as the Southwest. Contact Darren for help with your clients' mortgages.
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Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire & North East. Contact Paul for help with your clients' mortgages.
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We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Mon - Fri: 8am - 5.30pm, Sat: 9am - noon

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