We know that one size doesn't fit all, thats why we believe it's important to be flexible, listen to your clients' individual circumstances and offer solutions, even to unusual and complex cases. 
 
HOW WE CAN HELP YOUR CLIENTS:
 
• We can lend to older clients - up until the age of 95.
• Generous terms - we can offer up to 40 year terms. 
• Innovative mortgage products - Client has a limited deposit? No problem, have a look at our 95% LTV Family Mortgage. Client needs help with affordability? No worries, our JMSO arrangement may be able to help. 
• Human underwriters - no "computer says no" here, we will listen to your clients' circumstances and underwrite their application on an individual basis.
• We use a common sense approach - we can provide solutions to unusual or complex needs. 
• No credit scoring - plus we have no set maximum loan amount.
• Business Development Managers - our team of BDMs are here to help answer any questions and can guide you through the Decision in Principle and application process. 
 
You can find information on our owner occupier and buy to let mortgages here or to find out more on how we can help you, please contact your local BDM.

AWARD WINNER 
 
We're proud to have won Best Guarantor / Assisted Mortgage Lender at the What Mortgage Awards 2020. 
 
We are particularly delighted to have won as the What Mortgage Awards are voted for by customers, recognising and rewarding the best businesses in the UK’s mortgage and personal finance markets.