Changes to our mortgage product range
28 Jan 2020
We've made some changes to our mortgage product range with effect from 28 January 2020:
• We've implemented LTV banding across relevant products in both our OO and BTL range. Interest rates on lower LTV band products are set 0.20% below the higher band.
• We've withdrawn and replaced our fixed rate products, including our Family Mortgage.
• Our Retirement Lifestyle Booster rates have been reduced by 0.20%.
• Cashback on all Offset products will now be used to open a linked Offset Saver. £250 cashback for OO and £100 cashback for BTL.
We will accept applications for our withdrawn fixed rate products up to and including 4 February 2020.
We've also extended the completion deadline for the new fixed rate products to 1 July 2020.
For more information on our mortgage range please contact your local Business Development Manager.
• We've implemented LTV banding across relevant products in both our OO and BTL range. Interest rates on lower LTV band products are set 0.20% below the higher band.
• We've withdrawn and replaced our fixed rate products, including our Family Mortgage.
• Our Retirement Lifestyle Booster rates have been reduced by 0.20%.
• Cashback on all Offset products will now be used to open a linked Offset Saver. £250 cashback for OO and £100 cashback for BTL.
We will accept applications for our withdrawn fixed rate products up to and including 4 February 2020.
We've also extended the completion deadline for the new fixed rate products to 1 July 2020.
For more information on our mortgage range please contact your local Business Development Manager.
Affordability Calculator
Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator
Your Local BDM:
Sam Morrison
Working out of our head office, as our phone-based BDM in Epsom, Sam has a wealth of knowledge regarding our processes and criteria and covers a variety of postcodes across the UK.
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Your Local BDM:
Neil Cadwallader
Neil has over 19 years experience in Financial Services from pensions and investments to mortgages. Neil focuses around South Wales and the West of England area. Contact Neil for help with your clients' mortgages.
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Your Local BDM:
Stuart Heavens
Stuart focuses on the South Coast area. Contact Stuart for help with your clients' mortgages.
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Your Local BDM:
Amar Mashru
Amar focuses on the Central London area. Contact Amar for help with your clients' mortgages.
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Your Local BDM:
Arif Kara
Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
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Your Local BDM:
Nathan Waller
Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.
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Your Local BDM:
Grace Bennett
Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.
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Your Local BDM:
Darren Deacon
Darren has over 28 years' Financial Services experience and focuses on both the East and West Midlands as well as the Southwest. Contact Darren for help with your clients' mortgages.
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Your Local BDM:
Paul Roberts
Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire and the North East. Contact Paul for help with your clients' mortgages.
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We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:
- 01372 744155
- 01372 745607
- mortgage.desk@familybsoc.co.uk
Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed
We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.