We offer mortgages for expats with non sterling earnings

14 Jun 2019
Did you know, we can lend to UK and foreign nationals living in the UK who are paid in a foreign currency? We can also lend to UK citizens working abroad.

At the Family Building Society we treat your clients as individuals. We can offer those who live in the UK, but are paid in a foreign currency, an Owner Occupier mortgage on an Interest-Only basis. This is subject to the repayment vehicle being from a Sterling denominated UK asset and foreign nationals must have a permanent / indefinite right to reside in the UK.

About our expat products

  • We accept applications from expats in over 40 countries, including United States, New Zealand and Hong Kong.
     
  • We offer expat mortgages on an Interest-Only basis for both Owner Occupier and Buy to Let, subject to certain conditions.
     
  • We can also lend to UK nationals working abroad with families remaining in the UK. 

  • The minimum loan amount is £100,000.

We assess each case using common sense and will always listen to your clients. For more information download our summary of expat mortgages.

Looking for more information?

Checking our expat mortgage lending criteria couldn't be easier. You can find our criteria for our Owner Occupier and Buy to Let products here

If you have any questions about our expat mortgages or any of our other products, please contact your local BDM or our Mortgage Desk.

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Sam Morrison

Working out of our head office, as our phone-based BDM in Epsom, Sam has a wealth of knowledge regarding our processes and criteria and covers a variety of postcodes across the UK.
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Your Local BDM:

Neil Cadwallader

Neil has over 19 years experience in Financial Services from pensions and investments to mortgages. Neil focuses around South Wales and the West of England area. Contact Neil for help with your clients' mortgages.
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Your Local BDM:

Stuart Heavens

Stuart focuses on the South Coast area. Contact Stuart for help with your clients' mortgages.
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Your Local BDM:

Amar Mashru

Amar focuses on the Central London area. Contact Amar for help with your clients' mortgages.
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Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
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Your Local BDM:

Nathan Waller

Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.
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Your Local BDM:

Grace Bennett

Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.
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Your Local BDM:

Darren Deacon

Darren has over 28 years' Financial Services experience and focuses on both the East and West Midlands as well as the Southwest. Contact Darren for help with your clients' mortgages.
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Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire and the North East. Contact Paul for help with your clients' mortgages.
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We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

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