Buy to Let – Portfolio landlords, Offset, Expats and no minimum income – we do it all

1 Apr 2019

As many landlords discovered when filing their tax return in January this year, the changes in mortgage interest allowance has provoked much discussion. Are landlords approaching a “watershed” moment? Should they sell up or carry on?

With careful planning we believe there’s still a big opportunity within the Buy to Let (BTL) sector, in particular with portfolio landlords and Expats.

We’re confident our flexible criteria and personal approach to underwriting will maximise your BTL sales opportunity.

We consider:

BTL offset mortgage

Our BTL offset mortgage can help to maximise returns for your landlord clients. This provides the option to use cash allocated for potential repairs for example, to be offset against the mortgage. This reduces the amount of interest that is charged, thus increasing your clients’ net profit and ultimately increasing the overall cashflow they receive from letting. This may be important if your client is relying on this as part of their retirement income, for example.

To find out more about our BTL offering simply click on any of the links above or contact your local BDM.


Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Michelle Parry-Bunter

Michelle has worked for the Society for over a decade and focuses on the South Coast. Contact Michelle for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Nathan Waller

Nathan was previously a mortgage and protection adviser, and focuses on Essex and Kent. Contact Nathan for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Charlotte Grimshaw

Charlotte has a background working with intermediaries within the Building Society sector and focuses around the West M25 area. Contact Charlotte for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Darren Deacon

Darren has over 28 years' Financial Services experience and focuses on both the East & West Midlands. Contact Darren for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire & North East. Contact Paul for help with your clients' mortgages.
Edit my local BDM

We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Mon - Fri: 8am - 5.30pm, Sat: 9am - noon

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

Edit my local BDM