We've made changes to our product range, valuation fees and remortgage legal incentive

2 Nov 2018

We've made some changes across our mortgage range with effect from 2 November

Owner Occupier 
• Withdrawn and replaced all fixed rate products with an increase of up to 0.20%. End dates have been extended by 3 months.
 
• Increased rates on our 3 and 5 year Family Mortgage by 0.10%. End dates have been extended by 3 months.
 
• No rate changes have been made to our discount or tracker interest rates.

Buy to Let
• Withdrawn and replaced our 3 year fixed rate with an increase of 0.30%. End dates have been extended by 3 months.
 
• No rate changes have been made to our discounted interest rates.


We’ll accept applications for withdrawn products up to and including 9 November.

For more information on all our rates, click here.

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We reduced our valuation fees on 1 November

We are pleased to announce changes to our valuation fees which will bring savings to your clients. This will apply for all valuations instructed from 1 November.

For our Owner Occupier products, we offer a free valuation for property values up to £500,000. For property values above £500,000, a discount of £330 applies. For our Buy to Let products, the valuation fee is payable.

Click here to see our new valuation fee scale.

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Changes to our remortgage legal incentive

With effect from 2 November, our remortgage legal incentive will now give your clients the option to nominate their own solicitor when remortgaging rather than our own legal services should they prefer. If they choose their own solicitor, we will give them a £250 contribution towards their legal fees. We may withdraw/amend this offer at any time.


Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Sam Morrison

Working out of our head office, as our phone-based BDM in Epsom, Sam has a wealth of knowledge regarding our processes and criteria and covers a variety of postcodes across the UK.
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Your Local BDM:

Neil Cadwallader

Neil has over 19 years experience in Financial Services from pensions and investments to mortgages. Neil focuses around South Wales and the West of England area. Contact Neil for help with your clients' mortgages.
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Your Local BDM:

Stuart Heavens

Stuart focuses on the South Coast area. Contact Stuart for help with your clients' mortgages.
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Your Local BDM:

Amar Mashru

Amar focuses on the Central London area. Contact Amar for help with your clients' mortgages.
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Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
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Your Local BDM:

Nathan Waller

Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.
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Your Local BDM:

Grace Bennett

Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.
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Your Local BDM:

Darren Deacon

Darren has over 28 years' Financial Services experience and focuses on both the East and West Midlands as well as the Southwest. Contact Darren for help with your clients' mortgages.
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Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire and the North East. Contact Paul for help with your clients' mortgages.
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We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

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