Self Employed: Recent change in status (sole trader to limited company, etc)

Our standard acceptability

Acceptable

Criteria definition:

Indicates if we can consider the income from a self-employed applicant on a residential application where a change in self employed status has recently taken place. For example, where an applicant has been a sole trader for 8 years and has recently converted his business status to a Limited Company but has not been trading long enough as a Limited Company to have sufficient accounts. The applicant would need us to consider their income based upon their historic performance as a sole trader.

Policy Notes:

Family Building Society can potentially consider an application where a change in self employed status has recently taken place

Criteria categories:
  • employment
  • self employed applicants

Last updated:

15 September 2020