Maximum Number of Defaults (Unsatisfied)

Our standard acceptability

0

Criteria definition:

Indicates if we can consider residential applications from with unsatisfied Defaults and if so what the maximum allowable number registered against an applicant is. For example, applicant 'A' has 3 previously unsatisfied Defaults in the past 6 years and Lender 'A' says the maximum number they will allow is 2 registered on the applicants credit file. Therefore applicant 'A' would be unable to apply for a mortgage with Lender 'A' at this time. Other factors may also be factored in such as (but no limited to) total value and other adverse credit.

Policy Notes:

Family Building Society will not consider applicants with unsatisfied Defaults.

Criteria categories:
  • Adverse
  • CCJs and Defaults

Last updated:

25 March 2020