Maximum Number of Defaults (Unsatisfied)
Our standard acceptability
0
Criteria definition:
Indicates if we can consider Buy to Let applications from applicants with unsatisfied Defaults and if so what the maximum allowable number registered against an applicant is. For example, applicant 'A' has 3 previously unsatisfied Defaults in the past 6 years and Lender 'A' says the maximum number they will allow is 2 registered on the applicants credit file. Therefore applicant 'A' would be unable to apply for a mortgage with Lender 'A' at this time. Other factors may also be factored in such as (but no limited to) total value and other adverse credit.
Policy Notes:
Family Building Society will not consider applicants with unsatisfied Defaults.
Criteria categories:- Adverse
- CCJs and Defaults
Last updated:
07 November 2025