From today, Tuesday 30 September,  we've refreshed our product range and pricing and have introduced new products for Buy to Let Limited Companies with Expat shareholders and/or directors. 

Further details are below:

NEW: Buy to Let Expat Limited Company

We have launched 2 and 5 Year Fixed Rate products for sale to Buy to Let Limited Company landlords, who are registered as companies in the UK and have expat shareholders and/or directors in one of our acceptable countries.

• Available for Purchase and Remortgage
• Available up to 75% LTV 
• Assessed against minimum 125% ICR
• Remortgages have a free valuation up to £500k property value, discounted valuation over £500k
• 5 Year Fixed comes with £500 cashback for Remortgages
• Available on a Repayment or Interest-Only basis
• Our usual Limited Company and Expat criteria applies
• Companies to be Special Purpose Vehicles (SPVs) registered in the UK under SIC code 68100, 68209 or 68320
• Shareholders and/or directors to be UK passport holders who are expats in one of our acceptable countries

Owner Occupier Fixed Rates

Repayment

Core Range

• 2 and 3 Year Fixed Rates have decreased by 0.10%
• 5 Year Fixed Rates are unchanged.
  

Joint Borrower Sole Proprietor (JBSP):

• 2 Year Fixed Rates have decreased by 0.10%
• 5 Year Fixed Rates are unchanged
• There's still no Application Fee for these products.
  

Interest-Only

All fixed rates remain unchanged.

Buy to Let Fixed Rates

• All 2 Year Fixed Rates have decreased by 0.10%
• All 5 Year Fixed Rates have decreased by 0.05%.

Managed Mortgage Rates and Discounted Variable Rates

Our Managed Mortgage Rates will reduce by 0.25% from 1 October.

This means:

• Pay rates for our Discounted Variable Rates will also drop by 0.25% on this date
• We've updated our website and product literature to reflect this change from 30 September, a day ahead of the changes.
   

Semi-exclusive products

On top of our standard range of products we have additional semi-exclusive products available via our packaging partners. For further information, speak to your local BDM.

We have a team of BDMs ready, willing and able to answer any of your queries. If you don’t have a BDM in your area, you can contact our dedicated Mortgage Desk