5.39% Expat 5 Year Fixed Rate to 30/09/2030 (XF1002) - XF1002 (Direct)

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Initial Rate	Initial Rate Ends	Follow On Rate	Max. LTV	Application Fee	Product Fee	Repayment	Interest Only	Limited Company
5.39%	30/09/2030	8.69%	60%	£175*	1.00%~	No	Yes	No

Purpose - Purchase and Remortgage
Please note that this product is exclusively available for purchase and Remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / Remortgage applications submitted from directly authorised brokers
Loan to Value - Maximum 60%
Fixed Rate end date - 30/09/2030
*Application Fee - £175 + Valuation Fee
Valuation Fees (Purchase) - Full standard valuation fee scale applies
Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000
Early Repayment Charges - 5% until 30/09/2026, 4% until 30/09/2027, 3% until 30/09/2028, 2% until 30/09/2029, 1% until 30/09/2030
Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
Minimum Loan - £45,000 for Purchase and Remortgage
Cost for comparison - 7.8% APRC.

Fees for this product

Purchase and Remortgage fees

Application Fee - £175 + Valuation Fee
Valuation Fees (Purchase) - Full standard valuation fee scale applies
Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000.

Procuration Fees (gross fee paid)

For all types of procuration fees paid and for further fee information, please click here.

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