At Family Building Society we cater for landlords of all sizes, from one property to a portfolio.

Our criteria can be surprisingly flexible, and with our manual underwriting approach we consider each application on a case-by-case basis and make a common-sense decision for your client.

Our product range and criteria is also evolving to help landlords in a challenging environment. The majority of our BtL products are now available up to 75% LTV, and we've launched a HMO offering, currently available through selected packagers.

How can we help? 

• No minimum income
• No stress test on background properties held (only self-financing properties required)
• Max LTV for BtL products now 75%, excluding HMOs and MUFBs which remain at 70%
• We accept applications up to the age of 89
• Expat cases accepted from over 40 countries, plus more through agreed packagers
• HMO products for up to 4 bedrooms now available through selected packagers – speak to your local BDM to find to more
• We have a common-sense approach to lending and use real human beings to underwrite each mortgage case.

We lend to landlords. Find out more

For more information on our mortgage products, please visit our website or contact your local BDM or our mortgage desk.

Semi-exclusive products

On top of our standard range of products we have additional semi-exclusive products available via our packaging partners. For further information, speak to your local BDM

Our team of BDMs now cover the whole of England, Wales and Scotland, and are all ready to answer your queries and guide you through the application process.

Thank you for your continued support.